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345 E Main St, Franklin, NC 28734 Property Records

Macon County property record for 345 E Main St, Franklin, NC 28734

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 1,250 sqft · built 1950
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$132,000 (Aug 2025)
Tax Bill$574 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN6595301414

Property Details

APN / Parcel Number

Primary APN6595301414
Alternative APNs
  • 132512
  • 155623
  • 160711

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Stories1 Story
Building Area1,250 sqft Heated Area
1st Floor Area2,144 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeCarport
CarportCarport
DrivewayAsphalt Driveway
Driveway Area2,500 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number160711
Street Address345 E MAIN ST
CityFRANKLIN
StateNC
Zip28734-2672
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeFC2
Legal DescriptionLOTS 35 36 37 SUB 1 ENLOE PROP
Legal SubdivisionENLOE PROPERTY
Legal Lot Number35-37
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2012
Census Tract970304

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address397 STAMEY MOUNTAIN RD, FRANKLIN, NC 28734-5624
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2025 · Amount on Record
Deed SaleAug 7, 2025 · Amount on Record
Prior SaleAug 7, 2023 · Amount on Record
Deed Document Number20254610
Deed Book / Page43 / 881
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 7, 2023
Property Address345 E MAIN ST, FRANKLIN, NC 28734-2672
Document Number00Q42/2030
Book / PageQ-42 / 2030
Instrument DateJun 26, 2023
Instrument2023004778
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 BLACK GAP RD, FRANKLIN, NC 28734-3166

Mortgage

Document Number00Q42/2033
DateAug 7, 2023
Book PageQ-42/2033
Instrument2023004779
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueAug 4, 2028

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityFranklin Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$574.00$133,560 (-8.71%) Land $92,960 Building $40,600$133,560 (-8.71%) Land $92,960 Building $40,600
2023$666.00 (-14.18%)$146,300 (+4.15%) Land $74,370 Building $71,930$146,300 (+4.15%) Land $74,370 Building $71,930
2022$776.00$140,470 Land $63,000 Building $77,470$140,470 Land $63,000 Building $77,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRANKLIN
serves 9,992 people · EPA ID NC0157010
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35

May also be available: Verizon.

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