345 E John St, Bedford, PA 15522 Property Records

Bedford County property record for 345 E John St, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	1,000 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Sep 2020)
Tax Bill	$1,581 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E.09-E.05-013-A`

Property Details

APN / Parcel Number

Primary APN	`E.09-E.05-013-A`
Alternative APN	`010-000716`

Interior

Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached

Location & Zoning

Street Address	345 E JOHN ST
City	BEDFORD
State	PA
Zip	15522-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	345 E JOHN ST
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1027
Census Tract	960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 E JOHN ST, BEDFORD, PA 15522-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Sep 17, 2020	Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC
Aug 16, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20204840
Deed Book / Page	2020 / 4840
Prior Transfer Date	Jan 1, 1953
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	345 E JOHN ST, BEDFORD, PA 15522-1428
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E JOHN ST, BEDFORD, PA 15522-1428

Mortgage

Document Number	2021/6239
Date	Oct 15, 2021
Book Page	2021/6239
Instrument	2021-006239

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 17, 2020
Property Address	345 E JOHN ST, BEDFORD, PA 15522-1428
Document Number	2020/4840
Book / Page	2020 / 4840
Instrument Date	Sep 15, 2020
Instrument	2020-004840
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 E JOHN ST, BEDFORD, PA 15522-1428

Mortgage

Document Number	2020004841
Date	Sep 17, 2020
Instrument	2020-004841

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 16, 2017
Property Address	345 E JOHN ST, BEDFORD, PA 15522-1428
Document Number	1603/066
Book / Page	1603 / 066
Instrument Date	Aug 16, 2017
Instrument	2017-004225
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 MOHAWK CIR, STOYSTOWN, PA 15563-9030

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,581.00 (-12.99%)	$98,200 (-) Land $27,500 Building $70,700	$98,200 (-) Land $27,500 Building $70,700
2025			$98,200 (-) Land $27,500 Building $70,700
2023	$1,817.00 Additional exemption filed	$98,200 Land $27,500 Building $70,700
2012			$98,200 Land $27,500 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1983–2021)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline, T-Mobile.

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