345 E Gravois Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 345 E Gravois Ave, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 930 sqft · built 1986
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$1,795 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-7-36.0-3-003-061.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-3-003-061.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area930 sqft Living Area

Exterior

Year BuiltBuilt 1986
Architectural StyleSplit Foyer
Lot Area8,712 sqft (0.2 acres)
Garage Area240 sqft
Patio Area96 sqft

Location & Zoning

Street Address345 E GRAVOIS AVE
CitySAINT CLAIR
StateMO
Zip63077-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:9 BARDOT
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterSW
Legal SubdivisionBARDOT
Legal Block3
Legal Lot Number9
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1025
Census Tract800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address345 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2015
Deed SaleMar 26, 2015
Prior SaleSep 18, 2007
Deed Document Number1504085
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address345 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1605
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyCOPPER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002109634
DateMay 20, 2021
Instrument2109634
Lender
NameJLB CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,795.00 (+32.57%)$26,653 (+22.64%)$140,280 (+22.64%) Land $11,020 Building $129,260
2023$1,354.00 (+8.93%)$21,732$114,380 Land $11,020 Building $103,360
2022$1,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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