345 E Central Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 345 E Central Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,748 sqft · built 1891
Lot Size	0.283 acres (12,327 sqft)
Owner	Company Name on Record
Last Sale	$282,000 (Nov 2017)
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Mar 2024 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-127-014`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-127-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,748 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,905 sqft
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	184 ft deep x 67 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 E CENTRAL AVE
City	ZEELAND
State	MI
Zip	49464-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 106 ZEELAND ASSESSOR'S PLAT NO 1
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	S PLAT
Legal Block	127
Legal Lot Number	106
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	4
Census Block	4012
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	345 E CENTRAL AVE, ZEELAND, MI 49464-1705
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Document Number	201743302
Last Transfer Date	Mar 8, 2024
Transfer Doc	20240005889
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Mar 14, 2024
Property Address	345 E CENTRAL AVE, ZEELAND, MI 49464-1705
Document Number	20240005889
Map Reference	LB 23 PG 4
Instrument Date	Mar 8, 2024
Instrument	2024-0005889
Transaction Type	Transfer
Record Updated	Mar 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 E CENTRAL AVE, ZEELAND, MI 49464-1705

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	345 E CENTRAL AVE, ZEELAND, MI 49464-1705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200053935
Date	Dec 1, 2020
Instrument	2020-0053935

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 16, 2017
Property Address	345 E CENTRAL AVE, ZEELAND, MI 49464-1705
Document Number	20170043302
Map Reference	LB23 PG4
Instrument Date	Nov 15, 2017
Instrument	2017-0043302
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 E CENTRAL AVE, 345, ZEELAND, MI 49464-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 E CENTRAL AVE, ZEELAND, MI 49464-1849

Mortgage

Document Number	20170043303
Date	Nov 16, 2017
Instrument	2017-0043303

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,900 (+9.99%)	$651,800 (+9.99%)
2025	$6,986.00 (+108.04%) Homeowner's exemption	$296,300 (+28.99%)	$592,600 (+28.99%)
2023		$229,700	$459,400
2022	$3,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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