345 E Arverne Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 345 E Arverne Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1854
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Feb 2003)
Tax Bill	$5,712 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`22-00045-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`22-00045-0000-00008`
Alternative APNs	`2200045000002190` `220004500008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1854
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	2200045000002190
Street Address	345 E ARVERNE AVE
City	OCEAN GATE
State	NJ
Zip	08740-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	80X100
Legal Subdivision	OCEAN GATE SEC 01
Legal Block	45
Legal Lot Number	8
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2030
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	171 ARNOT PL, WOOD RIDGE, NJ 07075-1426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2003 · Amount on Record
Deed Sale	Feb 4, 2003 · Amount on Record
Deed Book / Page	11223 / 1932
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	345 E ARVERNE AVE, OCEAN GATE, NJ 08740-1136
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 ARNOT PL, WOOD RIDGE, NJ 07075-1426

Mortgage

Document Number	0195981433
Date	Feb 5, 2024
Book Page	19598/1433
Instrument	2024008626

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	345 E ARVERNE AVE, OCEAN GATE, NJ 08740-1136
Document Number	0178530354
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 BELLANCA RD BRICK NJ 087236801, BRICK, NJ 08723-6801

Mortgage

Document Number	0178530354
Date	Apr 13, 2020
Book Page	017853/000354
Instrument	38117

Lender

Name	MANASQUAN BK
Address	WALL, NJ 08736

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2035

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,700 (-) Land $178,500 Building $135,200	$313,700 (-) Land $178,500 Building $135,200
2025	$5,712.00 (+10.76%)	$313,700 (+110.11%) Land $178,500 Building $135,200	$313,700 (+110.11%) Land $178,500 Building $135,200
2024	$5,157.00 (+24.21%)
2023		$149,300 Land $74,700 Building $74,600	$149,300 Land $74,700 Building $74,600
2022	$4,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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