345 E 4th St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 345 E 4th St, Chattanooga, TN 37403 · Last verified June 2026

Property Summary

Property TypeCommercial Office
Details7,172 sqft · built 1965
Lot Size0.38 acres (16,557 sqft)
OwnerCompany Name on File
Last Sale$1,250,000 (Apr 2021)
Tax Bill$1,685 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN135M C 023

Property Details

APN / Parcel Number

Primary APN135M C 023
Alternative APNs
  • 0000060442
  • 60442

Interior

Stories2 Stories
Building Area7,172 sqft Total Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area16,557 sqft (0.38 acres)
Lot Dimensions150 ft deep x 110 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address345 E 4TH ST
CityCHATTANOOGA
StateTN
Zip37403
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionLT 1 ARTS VIEW SUB PB 122 PG 47
Legal SubdivisionORIGINAL TOWN HIGH S
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2036
Census Tract3100

Owner

Source: Hamilton County records · APN 135M C 023

Assessment roll updated January 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address33 ROCK CREST DR, SIGNAL MOUNTAIN, TN 37377-2326
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Line of Credit
FIRST FARMERS AND COMMERCIAL BANK
Apr 09, 2021Limited Warranty Deed, Transfer · Commercial Mortgage
FIRST FARMERS AND COMMERCIAL BANK
Apr 09, 2021Quit Claim Deed, Transfer
JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2021 · Amount on Record
Deed SaleApr 09, 2021 · Amount on Record
Prior SaleApr 27, 2001 · Amount on Record
Deed Document Number2021331
Deed Book / Page12438 / 632
Prior Transfer DateApr 06, 2021
Prior Transfer Doc0409000330
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMay 07, 2026
Document Number0000000189
Book / Page14290 / 861
Instrument DateMay 05, 2026
Instrument2026189
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyJONES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address33 ROCK CREST DR, SIGNAL MOUNTAIN, TN 37377-2326

Mortgage

Document Number0000000189,
DateMay 07, 2026
Book Page14290/861
Instrument2026189
Lender
NameFIRST FARMERS AND COMMERCIAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

April 2021: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON TN
Recording DateApr 09, 2021
Property Address345 E 4TH ST, CHATTANOOGA, TN 37403
Document Number0000000331
Book / Page12438 / 632
Instrument DateApr 06, 2021
Instrument2021040900331
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 ROCK CREST DR, SIGNAL MOUNTAIN, TN 37377-2326

Mortgage

Document Number0012438637
DateApr 09, 2021
Instrument12438/637
Lender
NameFIRST FARMERS AND COMMERCIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateApr 09, 2021
Property Address345 E 4TH ST, CHATTANOOGA, TN 37403
Document Number0000000330
Book / Page12438 / 625
Instrument DateApr 06, 2021
Instrument2021040900330
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 HIGH ST, CHATTANOOGA, TN 37403-1724

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,685.00 (-27.68%)$111,200 (+6.76%)$278,000 (+6.76%) Land $278,000
2024$2,330.00$104,160 (-)$260,400 (-) Land $260,400
2023$2,330.00$104,160 (-)$260,400 (-) Land $216,200 Building $44,200
2022$2,330.00$104,160$260,400 Land $216,200 Building $44,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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