345 Dover St, Orlando, FL 32811 Property Records

Orange County property record for 345 Dover St, Orlando, FL 32811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1987
Lot Size	0.144 acres (6,254 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Nov 2002)
Tax Bill	$748 (2025)
Deeds & Mortgages	Jul 2018 Loan Modification
Flood Zone	Zone A (high risk)
APN	`30-22-29-2744-03-240`

Property Details

APN / Parcel Number

Primary APN	`30-22-29-2744-03-240`
Alternative APNs	`292230274403240` `373128` `378408` `382813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,254 sqft (0.144 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	345 DOVER ST
City	ORLANDO
State	FL
Zip	32811-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	FLEMING HEIGHTS O/74 LOT 24 BLK C
Legal Range	29E
Legal Township	22S
Legal Section	30
Legal Subdivision	FLEMING HGTS
Legal Tract	2744
Legal Block	C
Legal Lot Number	24
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2067
Census Tract	18300

Owner

345 Dover St is owned and occupied by two individuals who acquired it in October 2006.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 DOVER ST, ORLANDO, FL 32811-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2002 · Amount on File
Deed Sale	Nov 20, 2002 · Amount on File
Prior Sale	Jun 10, 1997 · Amount on File
Deed Book / Page	6676 / 424
Last Transfer Date	Oct 26, 2006
Transfer Doc	0000770555
Record Updated	Jun 8, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	345 DOVER ST, ORLANDO, FL 32811-1605
Document Number	0000441723
Instrument Date	Jul 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 DOVER ST ORLANDO FL 328111605, ORLANDO, FL 32811-1605

Mortgage

Document Number	0000441723
Date	Jul 26, 2018
Instrument	441723

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Jul 25, 2058

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 345 Dover St was $748, up 19.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,831 (+2.7%)	$217,100 (-1.39%) Land $50,000 Building $167,100
2025	$748.00 (+19.3%) Homeowner's exemption	$46,574	$220,150 Land $50,000 Building $170,150
2024	$627.00 (+7.55%)
2023	$583.00 (+9.18%) Homeowner's exemption	$43,943 (+3%)	$176,468 (+17.82%) Land $34,000 Building $142,468
2022	$534.00 Homeowner's exemption	$42,663	$149,777 Land $30,000 Building $119,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 Dover St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	11 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Dover St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20