345 Dogwood Estates Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 345 Dogwood Estates Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,456 sqft · built 2005
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$343,500 (Jul 2023)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551204912327000`

Property Details

APN / Parcel Number

Primary APN	`551204912327000`
Alternative APNs	`55161` `60529`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,456 sqft Heated Area
Upper Floors Area	416 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	314 ft deep x 325 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,312 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60529
Street Address	345 DOGWOOD ESTATES RD
City	MURPHY
State	NC
Zip	28906-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 15 DOGWOOD ESTATES 1685/1451
Legal Subdivision	DOGWOOD ESTATES
Legal Lot Number	6,15
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1042
Census Tract	930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1709 ZIPPERER RD, BRADENTON, FL 34212-9260
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Jul 16, 2021	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	3312
Deed Book / Page	1738 / 173
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 7, 2023
Property Address	345 DOGWOOD ESTATES RD, MURPHY, NC 28906-8854
Document Number	001738/173
Book / Page	1738 / 173
Instrument Date	Jun 20, 2023
Instrument	3312
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 DOGWOOD ESTATES RD, MURPHY, NC 28906-8854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 ZIPPERER RD, BRADENTON, FL 34212-9260

Mortgage

Document Number	0001738176
Date	Jul 7, 2023
Instrument	1738/176

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 16, 2021
Property Address	345 DOGWOOD ESTATES RD, MURPHY, NC 28906-8854
Document Number	1685/1451
Book / Page	1685 / 1451
Instrument Date	Jun 7, 2021
Instrument	4733
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6195 GA HIGHWAY 111, 6195, HARTSFIELD, GA 31756-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 DOGWOOD ESTATES RD, MURPHY, NC 28906-8854

Mortgage

Document Number	16851454
Date	Jul 16, 2021
Instrument	1685/1454

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00 (+4.03%)	$297,970 (-)	$297,970 (-) Land $45,000 Building $252,970
2023		$297,970 (-)	$297,970 (-) Land $45,000 Building $252,970
2022	$2,086.00	$297,970	$297,970 Land $45,000 Building $252,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1
Frontier DSL	10 / 1

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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