345 Delancy Rd, Elkton, MD 21921 Property Records

Cecil County property record for 345 Delancy Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,414 sqft · built 1964
Lot Size	1.05 acres (45,869 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2021)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-018741`

Property Details

APN / Parcel Number

Primary APN	`03-018741`
Alternative APNs	`3018741` `018741`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,414 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	45,869 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	1,411 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	285 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	018741
Street Address	345 DELANCY RD
City	ELKTON
State	MD
Zip	21921-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	1.053 ACRE 345 DELANCY ROAD E OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1003
Census Tract	30508

Owner

Source: Cecil County records · APN 03-018741

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	345 DELANCY RD, ELKTON, MD 21921-6232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 20, 2021	Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Book / Page	4983 / 167
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	345 DELANCY RD, ELKTON, MD 21921-6232
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 DELANCY RD, ELKTON, MD 21921-6232

Mortgage

Document Number	0052890020
Date	Jan 30, 2023
Book Page	5289/20

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 01, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 20, 2021
Property Address	345 DELANCY RD, ELKTON, MD 21921-6232
Document Number	0049830167
Book / Page	4983 / 167
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 DELANCY RD, ELKTON, MD 21921-6232

Mortgage

Document Number	0004983172
Date	Sep 20, 2021
Instrument	4983/172

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,767 (+17.43%)	$307,900 (+22.91%) Land $82,200 Building $225,700
2025	$3,010.00 (+45.06%)
2023	$2,075.00	$245,900	$250,500 Land $82,200 Building $168,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Delancy Rd

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