Ramsey County property record for 345 Curtice St E, Saint Paul, MN 55107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,626 sqft · built 2000 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,900 (Jul 2017) |
| Tax Bill | $4,378 (2023) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-42-0187 |
| Primary APN | 08-28-22-42-0187 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 658 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 123 ft deep x 40 ft wide |
| Terrain | Below Road/Slope |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Old Parcel Number | 082822420129 |
|---|---|
| Street Address | 345 CURTICE ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | SMEDLEY'S ADD. TO,SAINT PAUL LOT 13 BLK 1 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Quarter | 4 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | SMEDLEYS ADD TO,SAINT PAUL |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 37200 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 CURTICE ST E, SAINT PAUL, MN 55107-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit CITY & COUNTY CU |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FIN'L |
| Jul 18, 2017 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Prior Sale | Apr 2, 2013 · Amount on Record |
| Deed Document Number | A04667854 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 345 CURTICE ST E, SAINT PAUL, MN 55107-3107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A05000489 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | A05000489 |
| Name | CITY & COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 345 CURTICE ST E, SAINT PAUL, MN 55107-3107 |
| Document Number | 0004837307 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 CURTICE ST E ST PAUL MN 551073107, ST PAUL, MN 55107-3107 |
| Document Number | 0004837307 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 4837307 |
| Name | LEADER ONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 18, 2017 |
| Property Address | 345 CURTICE ST E, SAINT PAUL, MN 55107-3107 |
| Document Number | 0004667854 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 4667854 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $764.66 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 345 CURTICE ST E ST PAUL MN 551073107, ST PAUL, MN 55107-3107 |
| Document Number | 4667855 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 4667855 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,378.00 Homeowner's exemption | $290,300 Land $17,600 Building $272,700 | $290,300 Land $17,600 Building $272,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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