345 Crystal Spring Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 345 Crystal Spring Rd, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,993 sqft · built 1977
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (Mar 2013)
Tax Bill	$974 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043050 00601`

Property Details

APN / Parcel Number

Primary APN	`043050 00601`
Alternative APN	`050 00601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,993 sqft Living Area
1st Floor Area	2,385 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	70,567 sqft (1.62 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	345 CRYSTAL SPRING RD
City	WAVERLY
State	TN
Zip	37185-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: J99
Legal Subdivision	MACK BENNETT
Jurisdiction	HUMPHREYS TN
Township / Civil Division	1
Census Block Group	2
Census Block	2044
Census Tract	130200

Owner

345 Crystal Spring Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Humphreys County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	345 CRYSTAL SPRING RD, WAVERLY, TN 37185-3528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Feb 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2013 · Amount on File
Deed Sale	Mar 12, 2013 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	0000000672
Deed Book / Page	WD198 / 925
Last Transfer Date	Feb 8, 2022
Transfer Doc	0000000408
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	345 CRYSTAL SPRING RD, WAVERLY, TN 37185-3528
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	NOT AVAILABLE, VOLUNTEER TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000600
Date	Feb 24, 2022
Book Page	TD241/2879
Instrument	22000600

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMPHREYS TN
Recording Date	Feb 8, 2022
Property Address	345 CRYSTAL SPRING RD, WAVERLY, TN 37185-3528
Document Number	0000000408
Book / Page	WD211 / 2453
Instrument Date	May 25, 2021
Instrument	22000408
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CRYSTAL SPRING RD, WAVERLY, TN 37185-3528

Tax Assessment & Valuation

The 2025 property tax bill for 345 Crystal Spring Rd was $974, up 2% from the year before.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+19.95%)	$52,950 (+19.93%) Land $2,400 Building $50,550
2024	$812.00	$44,150 (-) Land $2,400 Building $41,750
2023	$812.00 (+14.21%)	$44,150 (+35.33%) Land $2,400 Building $41,750	$211,800 (+62.3%) Land $9,600 Building $202,200
2022	$711.00	$32,625 Land $2,650 Building $29,975	$130,500 Land $10,600 Building $119,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Crystal Spring Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Crystal Spring Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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