345 Cross Cir, Dundas, MN 55019 Property Records

Rice County property record for 345 Cross Cir, Dundas, MN 55019

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 1,353 sqft · built 2022
Lot Size0.275 acres (11,960 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Mar 2023)
Tax Bill$6,578 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jul 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN17.13.2.51.020

Property Details

APN / Parcel Number

Primary APN17.13.2.51.020

Interior

Bedrooms6 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms10 Rooms
Building Area1,353 sqft Living Area
1st Floor Area1,353 sqft
Basement Area1,353 sqft
Finished Basement1,080 sqft
Unfinished Basement1,353 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,960 sqft (0.275 acres)
Lot Dimensions140 ft deep x 85 ft wide
Garage TypeAttached
Garage Area599 sqft
DrivewayAsphalt Driveway

Exterior Amenities

PorchSlab
Porch Area52 sqft
Deck Area224 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address345 CROSS CIR
CityDUNDAS
StateMN
Zip55019-6000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 4 OF TOWER HEIGHTS
Legal SubdivisionTOWER HEIGHTS
Legal Block4
Legal Lot Number8
JurisdictionRICE MN
Township / Civil DivisionDUNDAS
Census Block Group4
Census Block4048
Census Tract70200

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address345 CROSS CIR, DUNDAS, MN 55019-6000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LUMINATE HOME LOANS INC
Jul 5, 2022Warranty Deed, Construction Loan · Construction Mortgage
DJ DUCK PROPERTIES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2023 · Amount on Record
Deed SaleMar 3, 2023 · Amount on Record
Prior SaleJul 5, 2022 · Amount on Record
Deed Document Number2023758617
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRICE MN
Recording DateMar 3, 2023
Property Address345 CROSS CIR, DUNDAS, MN 55019-6000
Document Number000A758617
Instrument DateFeb 27, 2023
InstrumentA758617
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 22, 2023
Title CompanyBANKERS TITLE AND CLOSING, BANKERS TTL & BANKERS CLOSIN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 CROSS CIR, DUNDAS, MN 55019-6000

Mortgage

Document Number000A758618
DateMar 3, 2023
InstrumentA758618
Lender
NameLUMINATE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

July 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionRICE MN
Recording DateJul 5, 2022
Property Address345 CROSS CIR, DUNDAS, MN 55019-6000
Document Number000A752879
Instrument DateMay 26, 2022
InstrumentA752879
Transaction TypeConstruction Loan
Record UpdatedJul 11, 2023
Title CompanyATTORNEYS TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$264.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 CLIFF RD E STE 135, 135, BURNSVILLE, MN 55337-1534
InvestorPossibly a Property Investor

Mortgage

Document Number000A752880
DateJul 5, 2022
InstrumentA752880
Lender
NameDJ DUCK PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRice County
MunicipalityDundas City
Unified School DistrictNorthfield Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,578.00 (+15.4%)$431,300 (+1.48%) Land $106,700 Building $324,600$431,300 (+1.48%) Land $106,700 Building $324,600
2025$425,000 (+7.87%) Land $104,800 Building $320,200$425,000 (+7.87%) Land $104,800 Building $320,200
2024$5,700.00$394,000 (-) Land $99,000 Building $295,000$394,000 (-) Land $99,000 Building $295,000
2023$394,000 Land $99,000 Building $295,000$394,000 Land $99,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1997–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDundas
serves 1,490 people · EPA ID MN1660015
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

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