345 Couch Ave, Vaughn, MT 59487 Property Records

Cascade County property record for 345 Couch Ave, Vaughn, MT 59487

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 864 sqft · built 1942
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$172 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0254253`

Property Details

APN / Parcel Number

Primary APN	`R0254253`
Alternative APNs	`02-3136-24-4-09-15-0000` `0005689200` `05689200`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Deck Area	294 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0005689200
Street Address	345 COUCH AVE
City	VAUGHN
State	MT
Zip	59487-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	VAUGHN ORIGINAL TOWNSITE, S24, T21 N, R01 E, BLOCK 001, LOT 19A, AM PLAT 2019-45
Legal Range	01E
Legal Township	21N
Legal Section	24
Legal Subdivision	VAUGHN ORIGINAL TOWNSITE
Legal Block	1
Legal Lot Number	19A
Jurisdiction	CASCADE MT
Township / Civil Division	SUN RIVER VALLEY
Census Block Group	2
Census Block	2025
Census Tract	10700

Owner

Source: Cascade County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 COUCH AVE, VAUGHN, MT 59487-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage OPPORTUNITY BANK OF MT
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 24, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021
Deed Sale	Nov 9, 2021
Prior Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	2021420699
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Nov 4, 2021
Property Address	345 COUCH AVE, VAUGHN, MT 59487-9737
Document Number	00R0420548
Instrument Date	Nov 4, 2021
Instrument	R0420548
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 COUCH AVE, VAUGHN, MT 59487-9737

Mortgage

Document Number	00R0420549
Date	Nov 4, 2021
Instrument	R0420549

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Nov 23, 2020
Property Address	345 COUCH AVE, VAUGHN, MT 59487-9737
Document Number	00R0399232
Instrument Date	Nov 19, 2020
Instrument	R0399232
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	345 COUCH AVE, VAUGHN, MT 59487-9737

Mortgage

Document Number	00R0399233
Date	Nov 23, 2020
Instrument	R0399233

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CASCADE MT
Recording Date	Jul 24, 2020
Property Address	345 COUCH AVE, VAUGHN, MT 59487-9737
Document Number	0000391673
Instrument Date	Jul 24, 2020
Instrument	391673
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1525 3 AVENUE # GREAT FALLS MT 59401, GREAT FALLS, MT 59401

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Vaughn Elementary School District (PK - 08)
Secondary School District	Simms High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$172.00 (-57.43%) Homeowner's exemption	$179,300 (-)
2025	$404.00 (-9.42%) Homeowner's exemption	$179,300 (+16.2%)	$179,300 (+16.2%) Land $23,526 Building $155,774
2023	$446.00	$154,300	$154,300 Land $31,453 Building $122,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	24 (1981–2019)
Claims Outside the SFHA	1 of 24
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED SKY MOBILE HOME COMMUNITY private · serves 80 people · EPA ID MT0004825
Water Source	Purchased groundwater from VAUGHN CASCADE COUNTY WATER AND SEWER
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Konceptio Data Services Fixed Wireless	45 / 18
Montana Internet Fixed Wireless	25 / 5

May also be available: CenturyLink.

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