345 Couch Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 345 Couch Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,770 sqft · built 1950
Lot Size	0.183 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2015)
Tax Bill	$3,981 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24N-5-2-129-8`

Property Details

APN / Parcel Number

Primary APN	`24N-5-2-129-8`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	805 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,002 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Type	Carport
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Poultry House	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 COUCH AVE
City	SAINT LOUIS
State	MO
Zip	63122-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOUISA HEIGHTS LOT PT 4 LOC 300 FT N OF ANN
Legal Subdivision	LOUISA HEIGHTS
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2002
Census Tract	218201

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 COUCH AVE, SAINT LOUIS, MO 63122-5414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2017	Deed of Trust, Mortgage MIMUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2015 · Amount on Record
Deed Sale	Jan 7, 2015 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	2015010700707
Deed Book / Page	21328 / 3134
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	345 COUCH AVE, SAINT LOUIS, MO 63122-5414
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 COUCH AVE, SAINT LOUIS, MO 63122-5414

Mortgage

Document Number	2023121300050
Date	Dec 13, 2023
Instrument	2023121300050

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	345 COUCH AVE, SAINT LOUIS, MO 63122-5414
Document Number	0226140161
Book / Page	022614 / 000161
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	CHESTERFIELD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 COUCH AVE ST LOUIS MO 631225414, ST LOUIS, MO 63122-5414

Mortgage

Document Number	0226140161
Date	Jul 19, 2017
Book Page	022614/000161
Instrument	170

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,070 (+18.18%) Land $39,580 Building $35,490	$395,100 (+18.19%) Land $208,300 Building $186,800
2024	$3,981.00 (+1.58%)
2023	$3,919.00 (+16.5%)	$63,520 (+23.97%) Land $28,500 Building $35,020	$334,300 (+23.95%) Land $150,000 Building $184,300
2022	$3,364.00	$51,240 Land $28,500 Building $22,740
2021			$269,700 Land $150,000 Building $119,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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