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345 Cortez Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 345 Cortez Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,341 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2009)
Tax Bill$3,198.00 (2025)

Property Details

APN / Parcel Number

Primary APN284152-0010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,341 sqft Living Area
Gross Area2,801 sqft Gross Area
1st Floor2,341 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.34 acres)
Depth X Width132 ft x 115 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage
Deck Area348 sqft Deck
Porch Area183 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address345 CORTEZ DR
CitySAINT AUGUSTINE
StateFL
Zip32086-8870
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13/114-124 REPLAT OF ST AUGUSTINE SHORES UNIT TWO LOT 1 BLK 152 OR4518/81
Legal Range30E
Legal Township08S
Legal Section41
Legal SubdivisionST. AUGUSTINE SHORES UNIT 2 REPLAT
Legal Block152
Legal Lot Number1
Legal Unit2
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup2
Census Block2019
Census Tract21211

Owner

Source: St. Johns County records · APN 284152-0010

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address345 CORTEZ DR, SAINT AUGUSTINE, FL 32086-8870
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU/FL
Mar 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2009 · Amount on Record
Deed SaleDec 22, 2009 · Amount on Record
Prior SaleAug 01, 2002 · Amount on Record
Deed Doc Number200965030
Deed Book / Page3271 / 209
Transfer Doc0045180081
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address345 CORTEZ DR, SAINT AUGUSTINE, FL 32086-8870
Document Number0049430951
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address345 CORTEZ DR ST AUGUSTINE FL 320868870, ST AUGUSTINE, FL 32086-8870

Mortgage

Document Number0049430951
DateMay 15, 2020
Book Page004943/000951
Instrument37441
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 14, 2030

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMar 19, 2018
Property Address345 CORTEZ DR, SAINT AUGUSTINE, FL 32086-8870
Document Number0045180081
Book / Page004518 / 000081
Instrument DateMar 15, 2018
Instrument18092
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address345 CORTEZ DR ST AUGUSTINE FL 320868870, ST AUGUSTINE, FL 32086-8870

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,224 (+2.7%)$419,675 (+0.52%) Land $120,000 Building $299,675
2025$3,198.00 (+13.28%) Homeowner's exemption$251,435 (+2.9%)$417,488 (-2.87%) Land $120,000 Building $297,488
2024$2,823.00 (+2.1%) Homeowner's exemption$244,349 (+3%)$429,825 (-0.82%) Land $130,000 Building $299,825
2023$2,765.00 (+3.17%) Homeowner's exemption$237,232 (+3%)$433,394 (+22.12%) Land $130,000 Building $303,394
2022$2,680.00 Homeowner's exemption$230,322$354,879 Land $90,720 Building $264,159

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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