345 Concord St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 345 Concord St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,508 sqft · built 2017
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Company Names on Record
Last Sale	$209,500 (Dec 2016)
Tax Bill	$10,321 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`104355`

Property Details

APN / Parcel Number

Primary APN	`104355`
Alternative APN	`GLOU M:0239 B:0044 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	1,170 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,116 sqft (3.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	104355
Street Address	345 CONCORD ST
City	GLOUCESTER
State	MA
Zip	01930-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	44
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2009
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Mar 15, 2021	Correction Deed
Mar 9, 2017	Deed of Trust, Mortgage · ARM EAST BOSTON SAVINGS BANK
Nov 27, 2017	Deed of Trust, Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2016 · Amount on Record
Deed Sale	Dec 9, 2016 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Book / Page	35515 / 287
Last Transfer Date	Mar 5, 2026
Transfer Doc	043261-533
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 9, 2026
Property Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535
Document Number	043261-533
Book / Page	43261 / 533
Instrument Date	Mar 5, 2026
Instrument	2250
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039648-90
Date	Mar 15, 2021
Book Page	39648/90
Instrument	20210315006080

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 15, 2021
Property Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535
Document Number	0039648-88
Book / Page	39648 / 88
Instrument Date	Mar 5, 2021
Instrument	20210315006070
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35726-372
Date	Mar 9, 2017
Book Page	35726/372
Instrument	284

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.63%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	345 CONCORD ST, GLOUCESTER, MA 01930-1535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36357-231
Date	Nov 27, 2017
Book Page	36357/231
Instrument	171127000790

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,321.00 (+4.18%)	$1,108,600 (+8.77%) Land $297,000 Building $811,600	$1,092,924 (-2.7%)
2025	$9,907.00 (+0.43%)	$1,019,200 (+0.52%) Land $275,100 Building $744,100
2024	$9,865.00 (+3.5%)	$1,013,900 (+12.66%) Land $262,000 Building $751,900	$1,123,280
2023	$9,531.00	$900,000 Land $233,900 Building $666,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2007 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Concord St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures