345 Collins Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 345 Collins Ave, Mount Vernon, NY 10552

Property Summary

Property Type	Duplex
Details	2 ba · 4,435 sqft · built 1928
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Mar 2023)
Tax Bill	$22,343 (2026)
Deeds & Mortgages	May 2024 Line of Credit Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 159.78-1010-1`

Property Details

APN / Parcel Number

Primary APN	`550800 159.78-1010-1`
Alternative APNs	`080015907810100010000000` `001310`

Interior

Full Baths	2 Baths
Building Area	4,435 sqft Total Area
1st Floor Area	1,774 sqft
2nd Floor Area	1,774 sqft
Upper Floors Area	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Duplex Single
Exterior Material	Brick
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	001310
Street Address	345 COLLINS AVE
City	MOUNT VERNON
State	NY
Zip	10552-1601
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	SUBDIVISION MAP OF KILLIEBURN
Legal Block	1010
Legal Lot Number	1.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1003
Census Tract	4500

Owner

345 Collins Ave, a duplex, is owned and occupied by an individual who bought it in March 2023.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	345 COLLINS AVE, MOUNT VERNON, NY 10552-1601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 7, 2023	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 20, 2019	Quit Claim Deed, Transfer JUDICIAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Oct 27, 2004 · Amount on File
Deed Document Number	20233067
Prior Transfer Date	Aug 24, 2019
Prior Transfer Doc	0592353420
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	345 COLLINS AVE, MOUNT VERNON, NY 10552-1601
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 COLLINS AVE, MOUNT VERNON, NY 10552-1601

Mortgage

Document Number	0641283049
Date	May 7, 2024
Instrument	641283049

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 7, 2023
Property Address	345 COLLINS AVE, MOUNT VERNON, NY 10552-1601
Document Number	0630403067
Map Reference	MAP 2506
Instrument Date	Feb 24, 2023
Instrument	630403067
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40805 LEELAND RD, MECHANICSVILLE, MD 20659-4887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N COLUMBUS BLVD APT 223, 223, PHILADELPHIA, PA 19106-1421

Mortgage

Document Number	0630603484
Date	Mar 7, 2023
Instrument	630603484

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 20, 2019
Property Address	345 COLLINS AVE, MOUNT VERNON, NY 10552-1601
Document Number	0592353420
Book / Page	059235 / 003420
Instrument Date	Aug 24, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	JUDICIAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	245 COLLINS AVE MOUNT VERNON NY 10552, MOUNT VERNON, NY 10552

Tax Assessment & Valuation

The 2026 property tax bill for 345 Collins Ave was $22,343, up 4.9% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,343.00 (+4.93%)
2025	$21,293.00	$13,000 (-) Land $3,200 Building $9,800	$722,222 (+6.67%) Land $177,778 Building $544,444
2024	Homeowner's exemption	$13,000 (-) Land $3,200 Building $9,800	$677,084 (-10.94%) Land $166,667 Building $510,417
2023		$13,000 Land $3,200 Building $9,800	$760,234 Land $187,135 Building $573,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Collins Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Collins Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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