345 Clover Ln, Dublin, OH 43017 Property Records

Franklin County property record for 345 Clover Ln, Dublin, OH 43017

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 930 sqft · built 1978
Lot Size	0.021 acres (944 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2019)
Tax Bill	$4,673 (2024)
Deeds & Mortgages	Oct 2022 Construction Loan Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273-002361`

Property Details

APN / Parcel Number

Primary APN	`273-002361`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	932 sqft
2nd Floor Area	820 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	944 sqft (0.021 acres)
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	345 CLOVER LN
City	DUBLIN
State	OH
Zip	43017-1301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	345 CLOVER LN 345-7 CLOVER LN COND UNIT 345
Legal Subdivision	SUB OF LOT 2 OF WATERFORD VILLAGE PH 3
Jurisdiction	FRANKLIN OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1047
Census Tract	6238

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 CLOVER LN, DUBLIN, OH 43017-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMONWEALTH BANK
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Oct 3, 2019	Warranty Deed, Transfer CROWN SEARCH SERVICES, CROWN SEARCH SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Jul 27, 1994 · Amount on Record
Deed Document Number	22263
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	345 CLOVER LN, DUBLIN, OH 43017-1301
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 N GRANT AVE, COLUMBUS, OH 43201-2835

Mortgage

Document Number	0000146835
Date	Oct 20, 2022
Instrument	202210200146835

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	9.37%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	345 CLOVER LN, DUBLIN, OH 43017-1301
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056869
Date	Mar 31, 2021
Instrument	202103310056869

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Oct 3, 2019
Property Address	345 CLOVER LN, DUBLIN, OH 43017-1301
Document Number	0000131058
Instrument Date	Sep 26, 2019
Instrument	131058
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	CROWN SEARCH SERVICES, CROWN SEARCH SVCS

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1295 N GRANT AVE COLUMBUS OH 432012835, COLUMBUS, OH 43201-2835

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Washington Township
Municipality	Dublin City
Unified School District	Dublin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,673.00 (-1.35%)	$72,380 (-) Land $16,800 Building $55,580
2023	$4,737.00 (-24.61%)	$72,380 (-17.28%) Land $16,800 Building $55,580	$206,800 (-17.28%) Land $48,000 Building $158,800
2022	$6,283.00	$87,500 Land $5,250 Building $82,250
2020			$250,000 Land $15,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bresco Broadband.

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