345 Cimmaron Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 345 Cimmaron Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 1984
Lot Size	0.29 acres (12,650 sqft)
Owner	Individual Name on Record
Last Sale	$432,000 (Oct 2015)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071-0410-002-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0410-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,650 sqft (0.29 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	345 CIMMARON CIR
City	FOLSOM
State	CA
Zip	95630-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	CIMMARON HILL, LOT 32
Legal Subdivision	CIMMARON HILL
Legal Lot Number	32
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1009
Census Tract	8402

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Sep 19, 2017	Deed of Trust, Mortgage · Conventional with PMI SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2015 · Amount on Record
Deed Sale	Oct 23, 2015 · Amount on Record
Deed Book / Page	20151023 / 1016
Last Transfer Date	Jan 7, 2022
Transfer Doc	2022001393
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731

Mortgage

Document Number	0000000247
Date	Sep 13, 2022
Instrument	2022091300247

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 3, 2022
Property Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Document Number	0000001393
Map Reference	MB 122 MAP 10
Instrument Date	Jan 7, 2022
Instrument	2022020301393
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731

Mortgage

Document Number	0000001394
Date	Feb 3, 2022
Instrument	2022020301394

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Document Number	2010080512
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 CIMMARON CIR FOLSOM CA 956302731, FOLSOM, CA 95630-2731

Mortgage

Document Number	2010080512
Date	Oct 8, 2020
Instrument	2010080512

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Document Number	2002070089
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 CIMMARON CIR FOLSOM CA 956302731, FOLSOM, CA 95630-2731

Mortgage

Document Number	2002070089
Date	Feb 7, 2020
Instrument	2002070089

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Document Number	1908200844
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	345 CIMMARON CIR FOLSOM CA 956302731, FOLSOM, CA 95630-2731

Mortgage

Document Number	1908200844
Date	Aug 20, 2019
Instrument	1908200844

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2029

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	345 CIMMARON CIR, FOLSOM, CA 95630-2731
Document Number	1709250571
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 CIMMARON CIR FOLSOM CA 956302731, FOLSOM, CA 95630-2731

Mortgage

Document Number	1709250571
Date	Sep 25, 2017
Instrument	1709250571

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,620 (+2%) Land $150,931 Building $370,689
2025	$5,577.00 (+2.11%)	$511,393 (+4.04%) Land $147,972 Building $363,421
2024	$5,462.00 (+1.79%)
2023	$5,366.00 (+1.49%)	$491,537 Land $142,227 Building $349,310
2022	$5,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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