Waynesboro City property record for 345 Chestnut Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,548 sqft · built 1903 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2022) |
| Tax Bill | $3,208 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45 1 30-11 |
| Primary APN | 45 1 30-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 2,354 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 374829 |
|---|---|
| Street Address | 345 CHESTNUT AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-5 |
| Legal Description | BLOCK 30 REVISED LOTS 11 & 12 WAYNESBORO CO ADT |
| Legal Block | 30 |
| Legal Lot Number | 11-12 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
345 Chestnut Ave is owned and occupied by two individuals who bought it in June 2022.
Source: Waynesboro City records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 CHESTNUT AVE, WAYNESBORO, VA 22980-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 16, 2017 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on File |
| Deed Sale | Jun 14, 2022 · Amount on File |
| Prior Sale | Jun 16, 2017 · Amount on File |
| Deed Document Number | 20221700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jun 14, 2022 |
| Property Address | 345 CHESTNUT AVE, WAYNESBORO, VA 22980-4701 |
| Document Number | 0220001700 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 220001700 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 CHESTNUT AVE, WAYNESBORO, VA 22980-4701 |
| Document Number | 0220001701 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 220001701 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 345 CHESTNUT AVE, WAYNESBORO, VA 22980-4701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 200002236 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 200002236 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jun 16, 2017 |
| Property Address | 345 CHESTNUT AVE, WAYNESBORO, VA 22980-4701 |
| Document Number | 170001335 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 170001335 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 CHESTNUT AVE, WAYNESBORO, VA 22980-4701 |
| Document Number | 170001336 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 170001336 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 345 Chestnut Ave was $3,208.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,208.00 | $368,800 Land $60,000 Building $308,800 | $368,800 Land $60,000 Building $308,800 |
| 2023 | $2,547.00 | $330,800 Land $57,500 Building $273,300 | $330,800 Land $57,500 Building $273,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Chestnut Ave in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 61 (1985–2024) |
| Claims Outside the SFHA | 15 of 61 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Chestnut Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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