Rowan County property record for 345 Chaps Hill Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $146 (2025) |
| Deeds & Mortgages | Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-00 00 056.04 |
| Primary APN | 022-00 00 056.04 |
|---|---|
| Alternative APNs |
|
| Lot Area | 41,818 sqft (0.96 acres) |
|---|
| Account Number | 1135 |
|---|---|
| Street Address | 345 CHAPS HILL RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .96 ACRES+- FALLIN ROCK BRANCH |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950302 |
345 Chaps Hill Rd is held in a trust since September 2019.
Source: Rowan County records, as of November 18, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6865 TREERIDGE DR, CINCINNATI, OH 45244-3586 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2019 |
| Transfer Doc | 00D273/430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 18, 2019 |
| Property Address | 345 CHAPS HILL RD, MOREHEAD, KY 40351 |
| Document Number | 00D273/430 |
| Book / Page | D273 / 430 |
| Instrument Date | Sep 11, 2019 |
| Instrument | 2001426 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6865 TREERIDGE DR, CINCINNATI, OH 45244-3586 |
The 2025 property tax bill for 345 Chaps Hill Rd was $146.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146.00 | $17,500 Land $17,500 | $17,500 Land $17,500 |
| 2023 | $149.00 | $17,500 Land $17,500 | $17,500 Land $17,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Chaps Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Chaps Hill Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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