345 Castro Ln, Fremont, CA 94539 Property Records

Alameda County property record for 345 Castro Ln, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,690 sqft · built 1999
Lot Size	0.283 acres (12,344 sqft)
Owner	Company Name on Record
Last Sale	$2,388,000 (Nov 2016)
Tax Bill	$33,319 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-1665-38`

Property Details

APN / Parcel Number

Primary APN	`525-1665-38`
Alternative APN	`525-1665-038-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,690 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,344 sqft (0.283 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	345 CASTRO LN
City	FREMONT
State	CA
Zip	94539-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00040 BLK: TR: 6850
Legal Subdivision	TRACT 6850
Legal Tract	6850
Legal Lot Number	40
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1002
Census Tract	442000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	345 CASTRO LN, FREMONT, CA 94539-3825
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	Apr 17, 2007 · Amount on Record
Deed Document Number	2016294424
Prior Transfer Date	Oct 28, 2003
Prior Transfer Doc	0000663166
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	345 CASTRO LN, FREMONT, CA 94539-3825
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CASTRO LN, FREMONT, CA 94539-3825

Mortgage

Document Number	0000144549
Date	Aug 18, 2022
Instrument	2022144549

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	345 CASTRO LN, FREMONT, CA 94539-3825
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CASTRO LN, FREMONT, CA 94539-3825

Mortgage

Document Number	0000181500
Date	May 12, 2021
Instrument	2021181500

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,826,842 (+2%) Land $947,016 Building $1,879,826
2025	$33,319.00 (+8.15%)	$2,771,417 (+4.04%) Land $928,448 Building $1,842,969
2023	$30,809.00	$2,663,814 Land $892,400 Building $1,771,414	$3,015,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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