345 Carr Rd, Chipley, FL 32428 Property Records

Washington County property record for 345 Carr Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1972
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$57,000 (Nov 2025)
Tax Bill$147 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000040960005

Property Details

APN / Parcel Number

Primary APN000040960005
Alternative APN
  • 40960005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,092 sqft Heated Area
Gross Area1,296 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number000040960005
Street Address345 CARR RD
CityCHIPLEY
StateFL
Zip32428-4152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25 5 14 1 ORB 1029 P 94 BEG AT NWC OF E1/2 OF SE1/4, RUN S.43' E. 75'FOR BEG, RUN E. 229' S. 230', W. 185' TO E. DITCH OF RD
Legal Range14W
Legal Township05N
Legal Section25
Legal Block4096
Legal Lot Number0005
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1007
Census Tract970103

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2066 HIGHWAY 90, CHIPLEY, FL 32428-6901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2025 · Amount on Record
Deed SaleNov 14, 2025 · Amount on Record
Prior SaleAug 26, 2015
Deed Document Number202567008206
Deed Book / Page1353 / 817
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateNov 14, 2025
Property Address345 CARR RD, CHIPLEY, FL 32428-4152
Document Number0067008206
Book / Page1353 / 817
Instrument DateNov 13, 2025
Instrument202567008206
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$399.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address345 CARR RD, CHIPLEY, FL 32428-4152

Transferred To (Grantee/Buyer)

NameVerified Name
Address2066 HIGHWAY 90, CHIPLEY, FL 32428-6901

Mortgage

Document Number0000000819
DateNov 14, 2025
Instrument1353/819
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change7.12%
Index1-Year CMT
Max Rate11.1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147.00 (+14.84%) Homeowner's exemption$40,679 (+2.9%)$76,842 (+4.78%) Land $6,800 Building $70,042
2024$128.00 (+12.28%) Homeowner's exemption$39,533 (+3%)$73,337 (+8.93%) Land $5,500 Building $67,837
2023$114.00 (-29.19%) Homeowner's exemption$38,382 (+3%)$67,324 (+9.94%) Land $5,500 Building $61,824
2022$161.00 Homeowner's exemption$37,264$61,237 Land $5,000 Building $56,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1994–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Carr Rd

Nearby Streets

Search Property Records by Address or Parcel Number