Laurens County property record for 345 Cardinal Point Rd, Waterloo, SC 29384 · Last verified February 2026
| Property Type | Rural Home |
|---|---|
| Lot Size | 7.67 acres (334,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $683,000 (Sep 2020) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-00-00-051 |
| Primary APN | 402-00-00-051 |
|---|---|
| Alternative APNs |
|
| Lot Area | 334,541 sqft (7.67 acres) |
|---|
| Old Parcel Number | 4020000051 01708798 |
|---|---|
| Street Address | 345 CARDINAL POINT RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 1 |
| Legal Subdivision | TRACT 1 |
| Legal Tract | 1 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 921002 |
Source: Laurens County records · APN 402-00-00-051
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 CARDINAL POINT RD, WATERLOO, SC 29384-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 2020007150 |
| Deed Book / Page | D1527 / 89 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 16, 2020 |
| Property Address | 345 CARDINAL POINT RD, WATERLOO, SC 29384-5318 |
| Document Number | 0015270089 |
| Book / Page | 001527 / 000089 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 7150 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,527.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 345 CARDINAL POINT RD WATERLOO SC 293845318, WATERLOO, SC 29384-5318 |
Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,883.00 (+4.15%) Homeowner's exemption | $17,180 (-) Land $1,060 Building $16,120 | |
| 2024 | $2,768.00 (+39.03%) Homeowner's exemption | $17,180 (+24.49%) Land $1,060 Building $16,120 | |
| 2023 | $1,991.00 (-25.63%) Homeowner's exemption | $13,800 (-19.67%) Land $6,200 Building $7,600 | $345,000 (-42.39%) Land $155,000 Building $190,000 |
| 2022 | $2,677.00 Homeowner's exemption | $17,180 Land $1,060 Building $16,120 | $598,850 (-) Land $195,850 Building $403,000 |
| 2021 | $598,850 Land $195,850 Building $403,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599210021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2013–2025) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2025, other causes |
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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