Surry County property record for 345 Cardinal Ln, Elberon, VA 23846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,565 sqft · built 2005 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,079 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-6-DD6 |
| Primary APN | 59-6-DD6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,565 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 768 sqft |
| Porch | Porch |
| Porch Area | 70 sqft |
| Patio Area | 16 sqft |
| Account Number | R004780 |
|---|---|
| Street Address | 345 CARDINAL LN |
| City | ELBERON |
| State | VA |
| Zip | 23846-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT DD6 RUNNYMEDE SUB |
| Legal Subdivision | RUNNYMEDE SUB |
| Legal Lot Number | DD6 |
| Jurisdiction | SURRY VA |
| Township / Civil Division | DENDRON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 860200 |
345 Cardinal Ln is owned and occupied by two individuals.
Source: Surry County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 CARDINAL LN, ELBERON, VA 23846-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 345 Cardinal Ln was $3,079.
Source: Surry County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Surry County |
| Unified School District | Surry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,079.00 | $433,700 (-) Land $59,300 Building $374,400 | $433,700 (-) Land $59,300 Building $374,400 |
| 2025 | $3,079.00 | $433,700 Land $59,300 Building $374,400 | $433,700 Land $59,300 Building $374,400 |
| 2023 | $2,982.00 | $420,000 Land $45,600 Building $374,400 | $420,000 Land $45,600 Building $374,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Cardinal Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Cardinal Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ruralband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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