Essex County and Cedar Grove Township property record for 345 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,911 sqft · built 1952 |
| Lot Size | 0.632 acres (27,543 sqft) |
| Owner | Company Name on Record |
| Last Sale | $659,900 (Jul 2022) |
| Tax Bill | $13,817 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00280-0000-00631-01 |
| Primary APN | 04-00280-0000-00631-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,911 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 27,543 sqft (0.632 acres) |
| Garage Type | Attached |
| Old Parcel Number | 04002800000006310001 |
|---|---|
| Street Address | 345 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | 27543 SQ FT |
| Legal Block | 280 |
| Legal Lot Number | 631.1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21300 |
Source: Essex County and Cedar Grove Township records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 616 WASHINGTON ST, TOMS RIVER, NJ 08753-6720 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Nov 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | Aug 3, 1995 · Amount on Record |
| Deed Document Number | 202269617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 25, 2022 |
| Property Address | 345 BOWDEN RD, CEDAR GROVE, NJ 07009-1524 |
| Document Number | 0000069617 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022069617 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | UNIVERSITY TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,298.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2191 BELTANE RD, 2191, TOMS RIVER, NJ 08755-0810 |
| Name | Verified Name |
|---|---|
| Address | 616 WASHINGTON ST, TOMS RIVER, NJ 08753-6720 |
| Document Number | 0000069618 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022069618 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 345 BOWDEN RD, CEDAR GROVE, NJ 07009-1524 |
| Document Number | 0000116486 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 345 BOWDEN RD CEDAR GROVE NJ 070091524, CEDAR GROVE, NJ 07009-1524 |
| Document Number | 0000116486 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 116486 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899,300 (+74.89%) Land $367,000 Building $532,300 | $899,300 (+74.89%) Land $367,000 Building $532,300 | |
| 2025 | $13,817.00 (+2.8%) | $514,200 (-) Land $207,400 Building $306,800 | $514,200 (-) Land $207,400 Building $306,800 |
| 2024 | $13,441.00 (+1.95%) | ||
| 2023 | $514,200 Land $207,400 Building $306,800 | $514,200 Land $207,400 Building $306,800 | |
| 2022 | $13,184.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1979–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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