McLennan County property record for 345 Bluebonnet Cir, Mc Gregor, TX 76657
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,067 sqft · built 1984 |
| Lot Size | 0.528 acres (23,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,900 (Mar 2020) |
| Tax Bill | $3,412 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-231000-013300-5 |
| Primary APN | 36-231000-013300-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,067 sqft Living Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 2,067 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 23,004 sqft (0.528 acres) |
| Lot Dimensions | 215 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Storage Building | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 345 BLUEBONNET CIR |
|---|---|
| City | MCGREGOR |
| State | TX |
| Zip | 76657-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HARRIS CREEK CTRY EST LOT 15 BLOCK B ACRES .5281 |
| Legal Subdivision | HARRIS CREEK CTRY EST |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MCGREGOR |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 3901 |
345 Bluebonnet Cir is owned and occupied by two individuals who bought it in March 2020.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 BLUEBONNET CIR, MCGREGOR, TX 76657-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage TRUHOME SOLUTIONS LLC |
| Mar 24, 2020 | Vendor's Lien, Transfer · FHA Mortgage RB MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on File |
| Deed Sale | Mar 24, 2020 · Amount on File |
| Prior Sale | Aug 23, 2013 |
| Deed Document Number | 20209797 |
| Prior Transfer Date | Mar 23, 2020 |
| Prior Transfer Doc | 0000009797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 345 BLUEBONNET CIR, MC GREGOR, TX 76657-9510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000026159 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021026159 |
| Name | TRUHOME SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Apr 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 24, 2020 |
| Property Address | 345 BLUEBONNET CIR, MC GREGOR, TX 76657-9510 |
| Document Number | 0000009797 |
| Map Reference | VOL 1251 PG 406 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020009797 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1221 HARRIS CREEK RD, 1221, MC GREGOR, TX 76657-9501 |
| Name | Verified Name |
|---|---|
| Address | 345 BLUEBONNET CIR, MC GREGOR, TX 76657-9510 |
| Document Number | 0000009798 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020009798 |
| Name | RB MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 345 Bluebonnet Cir was $3,412 with a homeowner's exemption, down 9.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,200 (+1%) | $275,000 (+13.64%) Land $44,628 Building $230,372 | |
| 2025 | $3,412.00 (-9.21%) Homeowner's exemption | $242,000 Land $40,720 Building $201,280 | $242,000 Land $40,720 Building $201,280 |
| 2024 | $3,758.00 | ||
| 2023 | $275,000 Land $40,720 Building $234,280 | $275,000 Land $40,720 Building $234,280 | |
| 2022 | $3,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Bluebonnet Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Bluebonnet Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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