St. Johns County property record for 345 Bedford Ter, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $491,043 (Mar 2026) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010741-1170 |
| Primary APN | 010741-1170 |
|---|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 6,969 sqft (0.16 acres) |
| Street Address | 345 BEDFORD TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 127/1-18 SILVERLEAF PARCEL 12W PHASE 1 LOT 117 OR6050/1205 |
| Legal Subdivision | SILVERLEAF PARCEL 12W PHASE 1 |
| Legal Block | 1 |
| Legal Lot Number | 117 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20908 |
Source: St. Johns County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 BEDFORD TER, SAINT AUGUSTINE, FL 32092-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Deed Document Number | 202623442 |
| Deed Book / Page | 6326 / 1129 |
| Prior Transfer Date | Jun 11, 2025 |
| Prior Transfer Doc | 0000049447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 19, 2026 |
| Property Address | 345 BEDFORD TER, SAINT AUGUSTINE, FL 32092-1550 |
| Document Number | 0063261129 |
| Book / Page | 6326 / 1129 |
| Map Reference | MB 127 PG 1-18 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026023442 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | WESTMINSTER TITLE AGENCY INC, ESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,437.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 345 BEDFORD TER, SAINT AUGUSTINE, FL 32092-1550 |
| Document Number | 0063261131 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 6326/1131 |
| Name | TOLL BROTHERS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,500 (+1%) Land $104,500 | $105,000 (+10.53%) Land $105,000 | |
| 2025 | $1,279.00 | $95,000 | $95,000 Land $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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