345 ASHLAR DR NAPA CA 945583713, NAPA, CA 94558-3713
Mortgage
Document Number
0000008696
Date
Apr 15, 2020
Instrument
8696
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
COPPELL, TX 75019
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Apr 14, 2050
November 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
NAPA CA
Recording Date
Nov 6, 2018
Property Address
345 ASHLAR DR, NAPA, CA 94558-3713
Document Number
0000021418
Instrument Date
Oct 29, 2018
Instrument
21418
Transaction Type
Transfer
Record Updated
Nov 16, 2018
Title Company
OLD REPUBLIC TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$519.20
Amount Accuracy
Full Value
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
345 ASHLAR DR NAPA CA 945583713, NAPA, CA 94558-3713
Mortgage
Document Number
21420
Date
Nov 6, 2018
Instrument
21420
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Nov 5, 2048
Tax Assessment & Valuation
The 2026 property tax bill for 345 Ashlar Dr was $6,853, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Napa County
Unified School District
Napa Valley Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$6,853.00 (+2.06%)
$610,194 (+2%)Land $530,604Building $79,590
$610,194 (+2%)Land $530,604Building $79,590
2025
$6,715.00
$598,230Land $520,200Building $78,030
$598,230Land $520,200Building $78,030
2023
$5,447.00 (+1.51%)Homeowner's exemption
$498,571Land $439,601Building $58,970
2022
$5,366.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 345 Ashlar Dr in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 14 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
14 in force
Nearby Flood Claims
54 (1982–2019)
Claims Outside the SFHA
5 of 54
Most Recent Claim
Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 17 claims
Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims
Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 12 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 345 Ashlar Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood
0.08% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source
Surface water
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL
5,000 / 5,000
Xfinity Cable
2,000 / 250
May also be available: T-Mobile, Valley Internet, Verizon.