345 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 345 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,657 sqft · built 2016
Lot Size	1.14 acres (49,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,200 (Aug 2022)
Tax Bill	$10,487 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R81738`

Property Details

APN / Parcel Number

Primary APN	`R81738`
Alternative APN	`O0205437`

Interior

Stories	1 Story
Building Area	2,657 sqft Living Area
Gross Area	3,605 sqft
1st Floor Area	2,657 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	49,920 sqft (1.14 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	345 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 224, ACRES 1.1460
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block	2
Legal Lot Number	224
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 ARBORS CIR, ELGIN, TX 78621-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Vendor's Lien, Transfer · Conventional Mortgage MUTUAL MORTGAGE CO
Jul 31, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202217291
Record Updated	Sep 20, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Aug 4, 2022
Property Address	345 ARBORS CIR, ELGIN, TX 78621-5616
Document Number	0202217291
Map Reference	CAB 3 PG 126B
Instrument Date	Aug 2, 2022
Instrument	202217291
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ARBORS CIR, ELGIN, TX 78621-5616

Mortgage

Document Number	0202217292
Date	Aug 4, 2022
Instrument	202217292

Lender

Name	MUTUAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jul 31, 2020
Property Address	345 ARBORS CIR, ELGIN, TX 78621-5616
Document Number	202012594
Map Reference	CAB 3 PG 126B
Instrument Date	Jul 30, 2020
Instrument	202012594
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 ARBORS CIR, ELGIN, TX 78621-5616

Mortgage

Document Number	202012595
Date	Jul 31, 2020
Instrument	202012595

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,487.00 (-5.28%) Homeowner's exemption	$624,350 (-6.14%) Land $174,719 Building $449,631	$624,350 (-6.14%) Land $174,719 Building $449,631
2024	$11,071.00
2023	Homeowner's exemption	$665,187 Land $113,318 Building $551,869	$665,187 Land $113,318 Building $551,869
2022	$9,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arbors Cir

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