Walton County property record for 345 Arbor Rd SW, Monroe, GA 30656
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,716 sqft · built 2002 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Feb 2012) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N059D-033 |
| Primary APN | N059D-033 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,716 sqft Heated Area |
| 1st Floor Area | 2,272 sqft |
| Attic | Attic |
| Attic Area | 444 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 149 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24394 |
|---|---|
| Street Address | 345 ARBOR RD SW |
| City | MONROE |
| State | GA |
| Zip | 30656-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #33 ARBOR SPRINGS .60AC |
| Legal Subdivision | ARBOR SPRINGS |
| Legal Lot Number | 33 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 110101 |
345 Arbor Rd SW is owned and occupied by two individuals who bought it in February 2012.
Source: Walton County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage ARK LA TEX FINANCIAL SERVICES LLC |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jul 9, 2024 | Deed of Trust, Mortgage · Line of Credit PEACH STATE FEDERAL CREDIT UNION |
| Apr 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2012 · Amount on File |
| Deed Sale | Feb 10, 2012 · Amount on File |
| Deed Document Number | 2012410 |
| Deed Book / Page | 3346 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jun 4, 2026 |
| Property Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Document Number | 0000000060 |
| Book / Page | 5635 / 420 |
| Instrument Date | May 22, 2026 |
| Instrument | 202660 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Document Number | 0000000060, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 5635/420 |
| Instrument | 202660 |
| Name | ARK LA TEX FINANCIAL SERVICES LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Document Number | 0047740000000374 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 0000004774/0000000374 |
| Instrument | 2021001628 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Document Number | 0055000000000442 |
|---|---|
| Date | Jul 9, 2024 |
| Book Page | 0000005500/0000000442 |
| Instrument | 2024007188 |
| Name | PEACH STATE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 345 ARBOR RD SW, MONROE, GA 30656-8649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042130332 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 4213/332 |
| Name | PEACH STATE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Apr 1, 2030 |
The 2025 property tax bill for 345 Arbor Rd SW was $4,234.
Source: Walton County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,234.00 | $136,400 Land $22,400 Building $114,000 | $341,000 Land $56,000 Building $285,000 |
| 2023 | $3,891.00 (+4.46%) | $126,320 (+13.39%) Land $20,000 Building $106,320 | $315,800 (+13.39%) Land $50,000 Building $265,800 |
| 2022 | $3,725.00 | $111,400 Land $18,000 Building $93,400 | $278,500 Land $45,000 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Arbor Rd SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Arbor Rd SW is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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