345 Akinbac Rd, Clover, SC 29710 Property Records

York County property record for 345 Akinbac Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,403 sqft · built 2023
Lot Size	5.75 acres (250,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Dec 2021)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`476-00-00-213`

Property Details

APN / Parcel Number

Primary APN	`476-00-00-213`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,403 sqft Living Area
Gross Area	9,157 sqft
1st Floor Area	3,881 sqft
2nd Floor Area	1,522 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	250,470 sqft (5.75 acres)
Garage Area	1,521 sqft
Parking Spaces	6 Parking Spaces
Pool Area	576 sqft
Porch	Slab
Deck Area	604 sqft

Location & Zoning

Street Address	345 AKINBAC RD
City	CLOVER
State	SC
Zip	29710-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT# 3 (5.75AC) AKINBAC RD
Legal Tract	3
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2003
Census Tract	61706

Owner

Source: York County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	345 AKINBAC RD, CLOVER, SC 29710-7348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Dec 10, 2021	Warranty Deed, Transfer
Dec 23, 2019	Grant Deed, Transfer · Line of Credit SPRATT SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Document Number	202170524
Deed Book / Page	19834 / 145
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	345 AKINBAC RD, CLOVER, SC 29710-7348
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2032100255
Date	Jul 28, 2022
Book Page	20321/255
Instrument	2022033821

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	6.37%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 10, 2021
Property Address	345 AKINBAC RD, CLOVER, SC 29710-7348
Document Number	1983400145
Book / Page	19834 / 145
Map Reference	MB 164 PG 300
Instrument Date	Dec 10, 2021
Instrument	2021070524
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Tax	$884.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5029 MILL CREEK RD, LAKE WYLIE, SC 29710-8009

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Dec 23, 2019
Property Address	345 AKINBAC RD, CLOVER, SC 29710-7348
Document Number	1798100445
Book / Page	017981 / 000445
Instrument Date	Dec 19, 2019
Instrument	55974
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 309 MC CONNELLS SC 297260309, MC CONNELLS, SC 29726-0309

Mortgage

Document Number	1798100448
Date	Dec 23, 2019
Book Page	017981/000448
Instrument	55975

Lender

Name	SPRATT SAVINGS BANK
Address	PO BOX 579, CHESTER, SC 29706-0579

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,393.00 (+91,228.57%)	$44,586 (+234,563.16%) Land $6,055 Building $38,531	$1,232,720 (+759.04%) Land $162,720 Building $1,070,000
2023	$7.00	$19 Land $19	$143,500 Land $143,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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