Wright County property record for 345 4th St SE, Cokato, MN 55321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,014 sqft · built 1918 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,398 (2026) |
| Deeds & Mortgages | Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-027-005130 |
| Primary APN | 105-027-005130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Basement Area | 367 sqft |
| Finished Basement | 367 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 234 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 345 4TH ST SE |
|---|---|
| City | COKATO |
| State | MN |
| Zip | 55321-4555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-119 RANGE-028 OUTLOTS LEES ADDN BEG AT A PT562 1/2FT E&66FT N OF SW COR OF OUTLOT5TH N110FT TH E2 1/2FT TH N50FT |
| Legal Range | 028 |
| Legal Township | 119 |
| Legal Section | 34 |
| Legal Subdivision | OUTLOTS LEES ADDN |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | COKATO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 101300 |
345 4th St SE, a single family home, is owned by two individuals.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 803, COKATO, MN 55321-0803 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 345 4TH ST SE, COKATO, MN 55321-4555 |
| Document Number | 0001410736 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 4TH ST SE COKATO MN 553214555, COKATO, MN 55321-4555 |
| Document Number | 0001410736 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 1410736 |
| Name | STATE FARM BK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 11, 2044 |
The 2026 property tax bill for 345 4th St SE was $2,398.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cokato City |
| County | Wright County |
| Unified School District | Dassel-Cokato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,398.00 | $205,700 (+4.26%) Land $33,500 Building $172,200 | $205,700 (+4.26%) Land $33,500 Building $172,200 |
| 2025 | $197,300 Land $33,500 Building $163,800 | $197,300 Land $33,500 Building $163,800 | |
| 2023 | $2,070.00 (+20.77%) | $174,900 Land $25,100 Building $149,800 | $174,900 Land $25,100 Building $149,800 |
| 2022 | $1,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 4th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 345 4th St SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cokato serves 2,792 people · EPA ID MN1860006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xtratyme Technologies.
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