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345 4th St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 345 4th St, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details1,716 sqft · built 1940
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$770,000 (Aug 2026)
Tax Bill$10,840 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2022 Transfer
Flood ZoneZone X (minimal risk)
APN57-00112-0000-00013

Property Details

APN / Parcel Number

Primary APN57-00112-0000-00013
Alternative APNs
  • 5700004000000049
  • 570011200013

Interior

Stories2 Stories
Building Area1,716 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number5700004000000049
Street Address345 4TH ST
CitySADDLE BROOK
StateNJ
Zip07663-6333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description50X100
Legal Block112
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group4
Census Block4009
Census Tract52200

Owner

Source: Bergen County and Saddle Brook Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address345 4TH ST, SADDLE BROOK, NJ 07663-6333
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Oct 18, 2022Intrafamily Transfer, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleMay 22, 2003 · Amount on Record
Deed Document Number202655442
Deed Book / Page5872 / 252
Prior Transfer DateSep 29, 2022
Prior Transfer Doc0048371032
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 10, 2026
Property Address345 4TH ST, SADDLE BROOK, NJ 07663-6333
Document Number0000055442
Book / Page5872 / 252
Instrument DateJul 14, 2026
Instrument202655442
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$77,770.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 4TH ST, SADDLE BROOK, NJ 07663-6333

Mortgage

Document Number0000055443,
DateAug 10, 2026
Instrument202655443
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateOct 18, 2022
Property Address345 4TH ST, SADDLE BROOK, NJ 07663-6333
Document Number0048371032
Book / Page4837 / 1032
Instrument DateSep 29, 2022
Instrument2022100369
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address154 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-5102

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address154 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-5102

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,700 (+17.71%) Land $234,000 Building $303,700$537,700 (+17.71%) Land $234,000 Building $303,700
2025$10,840.00 (+5.74%)$456,800 (+15.38%) Land $227,500 Building $229,300$456,800 (+15.38%) Land $227,500 Building $229,300
2024$10,252.00 (+16.75%)
2023$395,900 (+8.29%) Land $203,000 Building $192,900$395,900 (+8.29%) Land $203,000 Building $192,900
2022$8,781.00 (+3.06%)$365,600 Land $177,500 Building $188,100$365,600 Land $177,500 Building $188,100
2021$8,520.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1983–2022)
Claims Outside the SFHA10 of 11
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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