345 2nd Ave NW, Harmony, MN 55939 Property Records

Fillmore County property record for 345 2nd Ave NW, Harmony, MN 55939

Property Summary

Property Type	Commercial
Details	4,480 sqft · built 1986
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,216 (2026)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.0091.000`

Property Details

APN / Parcel Number

Primary APN	`15.0091.000`

Interior

Building Area	4,480 sqft Total Area
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2014
Exterior Material	Metal
Construction Type	Log
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Street Address	345 2ND AVE NW
City	HARMONY
State	MN
Zip	55939-8865
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT-15 TWP-101 RANGE-010 HARMONY OUTLOTS LOT-012 OL 12 EX TO VILL & EX TO FARMERS SHIP ASSN NE1/4 NE1/4 INCLUDING N1/2 ADJOI
Legal Range	10
Legal Township	101
Legal Section	15
Legal Subdivision	HARMONY OUTLOTS
Legal Lot Number	12
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	2
Census Block	2037
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 273, HARMONY, MN 55939-0273
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	345 2ND AVE NW, HARMONY, MN 55939-8865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000419082
Date	Oct 2, 2018
Instrument	000000419082

Lender

Name	FIRST SOUTHEAST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	51 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,216.00 (+17.25%)	$97,100 (+7.65%) Land $20,700 Building $76,400	$97,100 (+7.65%) Land $20,700 Building $76,400
2025		$90,200 (-) Land $20,700 Building $69,500	$90,200 (-) Land $20,700 Building $69,500
2023		$90,200 Land $20,700 Building $69,500	$90,200 Land $20,700 Building $69,500
2020	$1,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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