345 26th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 345 26th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 840 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Trust Name on File
Last Sale	$192,500 (May 2025)
Tax Bill	$1,578 (2026)
Deeds & Mortgages	Jan 2026 Transfer Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-45438-0006`

Property Details

APN / Parcel Number

Primary APN	`82-45438-0006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	42 ft Width
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	345 26TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 003 BLK 018 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTRAL PARK ADD
Legal Block	18
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	601

Owner

345 26th Ave N is held in a trust since May 2025.

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	345 26TH AVE N, SAINT CLOUD, MN 56303-3739
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 10, 2022	Deed, Transfer FIRST AMERICAN TITLE
May 11, 2022	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	May 16, 2025 · Amount on File
Deed Document Number	20251692792
Prior Transfer Date	Dec 1, 2024
Prior Transfer Doc	00A1683923
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 2, 2026
Property Address	345 26TH AVE N, SAINT CLOUD, MN 56303-3739
Document Number	00A1705966
Instrument Date	Dec 30, 2025
Instrument	A1705966
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	345 26TH AVE N, SAINT CLOUD, MN 56303-3739

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2022
Property Address	345 26TH AVE N, SAINT CLOUD, MN 56303-3739
Document Number	00A1638433
Instrument Date	Jul 29, 2022
Instrument	A1638433
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13127 COUNTY ROAD 160, SAINT JOSEPH, MN 56374-9423

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2022
Property Address	345 26TH AVE N, SAINT CLOUD, MN 56303-3739
Document Number	00A1638436
Instrument Date	Jul 29, 2022
Instrument	A1638436
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13127 COUNTY ROAD 160, SAINT JOSEPH, MN 56374-9423

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	May 11, 2022
Property Address	345 26TH AVE N, SAINT CLOUD, MN 56303-3739
Document Number	00A1632252
Instrument Date	Apr 26, 2022
Instrument	A1632252
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13127 COUNTY ROAD 160, SAINT JOSEPH, MN 56374-9423

Tax Assessment & Valuation

The 2026 property tax bill for 345 26th Ave N was $1,578.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,578.00	$151,300 (+10.52%) Land $25,000 Building $126,300	$151,300 (+10.52%) Land $25,000 Building $126,300
2025		$136,900 Land $25,000 Building $111,900	$136,900 Land $25,000 Building $111,900
2024	$1,772.00 (+40.19%)
2023	$1,264.00	$131,600 Land $25,000 Building $106,600	$131,600 Land $25,000 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 26th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 345 26th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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