345 25th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 345 25th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 2006
Lot Size	0.019 acres (827 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2021)
Tax Bill	$3,745 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00321080-001300`

Property Details

APN / Parcel Number

Primary APN	`00321080-001300`
Alternative APN	`9080867`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	827 sqft (0.019 acres)
Garage Type	Covered
Garage Area	360 sqft
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	9080867
Street Address	345 25TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	UNIT 13 TOWNHOMES OF SISTERS CREEK PT LT 5 BK 1 SOMBRERO SUB NO 3 PB2-152 OR2285-737/47 OR2545-2330/38 OR2563-2481/85 OR2563-2486/94 OR2704-1291/93 OR3068-0621 OR3083-2025
Legal Range	32E
Legal Township	66S
Legal Section	09
Legal Subdivision	SOMBRERO SUBD NO 2
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2017
Census Tract	971300

Owner

345 25th St Ocean is owned and occupied by two individuals who bought it in January 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Correction Deed · Conventional Mortgage LOANDEPOT.COM LLC
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Sep 25, 2014 · Amount on File
Deed Document Number	20212298761
Deed Book / Page	3068 / 621
Prior Transfer Date	Dec 30, 2011
Prior Transfer Doc	0025632481
Record Updated	Sep 20, 2026

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Mar 24, 2021
Property Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0030832025
Book / Page	3083 / 2025
Map Reference	MB 2 PG 152
Instrument Date	Feb 11, 2021
Instrument	2310050
Record Updated	Jan 23, 2024
Title Company	ALL KEYS TTL & NOTARY SVCS I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275

Mortgage

Document Number	0030832027
Date	Mar 24, 2021
Book Page	3083/2027
Instrument	2310051

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 11, 2021
Property Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275
Document Number	0030680621
Book / Page	3068 / 621
Map Reference	MB 2 PG 152
Instrument Date	Jan 5, 2021
Instrument	2298761
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ALL KEYS TITLE SERVICES, ALL KEYS TTL & NOTARY SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 25TH STREET OCEAN, MARATHON, FL 33050-4275

Mortgage

Document Number	0003068623
Date	Jan 11, 2021
Instrument	3068/623

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,116	$459,271 Land $191,864 Building $267,407
2024	$3,745.00 (+2.74%)
2023	$3,645.00 (+1.5%) Homeowner's exemption	$329,396 (+3%)	$510,036 (+59.48%) Land $256,370 Building $253,666
2022	$3,591.00 Homeowner's exemption	$319,802 Land $60,371 Building $259,431	$319,802 Land $60,371 Building $259,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 25th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 320 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	439 units insured incl. 119 condo units
Nearby Flood Claims	296 (1979–2024)
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 109 claims Hurricane Wilma, Oct 2005 · 98 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 25th St Ocean is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on 25th St Ocean

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures