Duval County property record for 345 1st St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,837 sqft · built 1955 |
| Lot Size | 0.235 acres (10,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,290,000 (Aug 2023) |
| Tax Bill | $16,966 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169766-0000 |
| Primary APN | 169766-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,103 sqft |
| 1st Floor Area | 1,433 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,247 sqft (0.235 acres) |
| Lot Dimensions | 130 ft deep x 74 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 345 1ST ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 5-69 16-2S-29E ATLANTIC BEACH W 44FT LOT 14,E 30.8FT LOT 16 BLK 3 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 3 |
| Legal Lot Number | 14,16 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 13905 |
345 1st St is owned and occupied by an individual who bought it in August 2023.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 1ST ST, ATLANTIC BEACH, FL 32233-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Warranty Deed, Transfer JACKSONVILLE LAW AND TITLE INC, JACKSONVILLE BLUE OCEAN TTL |
| Aug 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Mar 23, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MAYO EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Prior Sale | Dec 30, 2002 · Amount on File |
| Deed Document Number | 2023170813 |
| Deed Book / Page | 20781 / 1093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 15, 2023 |
| Property Address | 345 1ST ST, ATLANTIC BEACH, FL 32233-5227 |
| Document Number | 0207811093 |
| Book / Page | 20781 / 1093 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023170813 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | JACKSONVILLE LAW AND TITLE INC, JACKSONVILLE BLUE OCEAN TTL |
| Amount | Amount on Record |
|---|---|
| Tax | $9,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11932 SURFBIRD CIR, JACKSONVILLE, FL 32256-9637 |
| Name | Verified Name |
|---|---|
| Address | 345 1ST ST, ATLANTIC BEACH, FL 32233-5227 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 1ST ST, ATLANTIC BEACH, FL 32233-5227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180801849 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 18080/1849 |
| Instrument | 2017184728 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 1ST ST, ATLANTIC BEACH, FL 32233-5227 |
| Document Number | 0187380431 |
| Instrument Date | Mar 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 1ST ST ATLANTIC BEACH FL 322335227, ATLANTIC BEACH, FL 32233-5227 |
| Document Number | 0187380431 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 018738/000431 |
| Instrument | 72335 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 345 1ST ST, ATLANTIC BEACH, FL 32233-5227 |
| Document Number | 0181071481 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 1ST ST JACKSONVILLE FL 322335227, JACKSONVILLE, FL 32233-5227 |
| Document Number | 0181071481 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 018107/001481 |
| Instrument | 203991 |
| Name | MAYO EMPS CU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, MN 55902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 29, 2032 |
The 2025 property tax bill for 345 1st St was $16,966 with a homeowner's exemption, up 1.7% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,055,356 (+2.7%) | $1,280,767 (+0.37%) Land $1,125,000 Building $155,767 | |
| 2025 | $16,966.00 (+1.72%) Homeowner's exemption | $1,027,611 | $1,276,074 Land $1,125,000 Building $151,074 |
| 2024 | $16,679.00 (+182.98%) | ||
| 2023 | $5,894.00 (+7.79%) Homeowner's exemption | $377,500 (+3%) | $875,105 (+4.12%) Land $750,000 Building $125,105 |
| 2022 | $5,468.00 Homeowner's exemption | $366,505 | $840,447 Land $732,000 Building $108,447 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 345 1st St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures