345 18th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 345 18th Ave, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individuals on Record
Last Sale	$80,000 (Nov 2011)
Tax Bill	$937 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-39-14-00011-0005-00004.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-14-00011-0005-00004.0`
Alternative APN	`78244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 75 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Porch	Screened Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	345 18TH AVE
City	VERO BEACH
State	FL
Zip	32962-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	INDIAN RIVER HEIGHTS UNIT 3 BLK E LOT 4 PBI 6-49
Legal Range	39E
Legal Township	33S
Legal Section	14
Legal Subdivision	INDIAN RIVER HEIGHTS UNIT 3
Legal Block	E
Legal Lot Number	4
Legal Unit	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50603

Owner

Source: Indian River County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	345 18TH AVE, VERO BEACH, FL 32962-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2011 · Amount on Record
Deed Sale	Nov 1, 2011 · Amount on Record
Prior Sale	Jan 28, 2003 · Amount on Record
Deed Document Number	20112171721
Deed Book / Page	2532 / 1772
Last Transfer Date	Jan 30, 2014
Transfer Doc	0027430001
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	345 18TH AVE, VERO BEACH, FL 32962-2737
Document Number	0031081728
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 18TH AVE VERO BEACH FL 329622737, VERO BEACH, FL 32962-2737

Mortgage

Document Number	0031081728
Date	Apr 17, 2018
Book Page	003108/001728
Instrument	23199

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (+47.1%) Homeowner's exemption Senior Citizen's exemption	$90,557 (+5.99%)	$267,206 (+4.8%) Land $36,816 Building $230,390
2023	$637.00 (+5.46%)	$85,441 (+3%)	$254,962 (+15.95%) Land $30,122 Building $224,840
2022	$604.00	$82,952	$219,889 Land $30,122 Building $189,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	24 (1983–2025)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250