3449 State Rte 90, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 3449 State Rte 90, Aurora, NY 13026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,072 sqft · built 1870
Lot Size	0.565 acres (24,641 sqft)
Owner	2 Individual Names on File
Last Sale	$164,750 (Feb 2021)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Nov 2023 Refinance Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053489 170.02-1-9`

Property Details

APN / Parcel Number

Primary APN	`053489 170.02-1-9`
Alternative APNs	`348917000200010090000000` `08054050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,456 sqft
2nd Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	24,641 sqft (0.565 acres)
Lot Dimensions	156 ft deep x 157 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	928 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08054050
Street Address	3449 STATE ROUTE 90
City	AURORA
State	NY
Zip	13026-9812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM GG-4,71-28 LOT A
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	CAYUGA NY
Township / Civil Division	LEDYARD
Census Block Group	1
Census Block	1009
Census Tract	41002

Owner

Source: Cayuga County and Ledyard Town records · APN 053489 170.02-1-9

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3449 STATE ROUTE 90, AURORA, NY 13026-9812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CFCU COMMUNITY CU
Feb 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional with PMI CAYUGA LK NAT'L BK
Mar 29, 2018	Deed with Mortgage, Transfer · Conventional with PMI RELIANT CMNTY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	2021201959
Deed Book / Page	4000 / 22
Prior Transfer Date	Nov 12, 2014
Prior Transfer Doc	0015710006
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3449 STATE ROUTE 90, AURORA, NY 13026-9812
Transaction Type	Mortgage
Record Updated	Dec 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004419/202
Date	Nov 14, 2023
Book Page	4419/202
Instrument	2023-225449

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2033

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Feb 10, 2021
Property Address	3449 STATE ROUTE 90, AURORA, NY 13026-9812
Document Number	0004000/22
Book / Page	4000 / 22
Instrument Date	Feb 04, 2021
Instrument	2021-201959
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	147 MYERS RD, LANSING, NY 14882-9035

Mortgage

Document Number	2021201960
Date	Feb 10, 2021
Instrument	2021-201960

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3449 STATE ROUTE 90, AURORA, NY 13026-9812
Document Number	0039590255
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3449 STATE ROUTE 90 AURORA NY 130269812, AURORA, NY 13026-9812

Mortgage

Document Number	0039590255
Date	Nov 17, 2020
Book Page	003959/000255
Instrument	199847

Lender

Name	CAYUGA LK NAT'L BK
Type	Bank
Address	UNION SPRINGS, NY 13160

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

March 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CAYUGA NY
Recording Date	Mar 29, 2018
Property Address	3449 STATE ROUTE 90, AURORA, NY 13026-9812
Document Number	0017000055
Book / Page	001700 / 000055
Instrument Date	Mar 28, 2018
Instrument	178183
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3449 STATE ROUTE 90 AURORA NY 130269812, AURORA, NY 13026-9812

Mortgage

Document Number	35980210
Date	Mar 29, 2018
Book Page	003598/000210
Instrument	178183

Lender

Name	RELIANT CMNTY FCU
Type	Credit Union
Address	SODUS, NY 14551

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2033

Tax Assessment & Valuation

Source: Cayuga County and Ledyard Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ledyard Town
Unified School District	Union Springs Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,570.00 (+3.87%)	$167,500 (-) Land $25,000 Building $142,500	$217,532 (+22.08%) Land $32,467 Building $185,065
2024	$3,437.00 (+164.38%)
2023		$167,500 Land $25,000 Building $142,500	$178,191 Land $26,596 Building $151,595
2020	$1,300.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), as of April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110410021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compass Broadband Network Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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