34481 Calle Monte, Dana Point (Capistrano Beach), CA 92624 Property Records

Orange County property record for 34481 Calle Monte, Dana Point, CA 92624

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 2022
Lot Size	0.14 acres (6,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Sep 2012)
Tax Bill	$15,732 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`123-422-11`

Property Details

APN / Parcel Number

Primary APN	`123-422-11`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,509 sqft Living Area
1st Floor Area	2,509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,076 sqft (0.14 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	34481 CALLE MONTE
City	CAPISTRANO BEACH
State	CA
Zip	92624-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6977 BLK LOT 57
Legal Subdivision	TRACT NO 6977
Legal Tract	6977
Legal Lot Number	57
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	42201

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34481 CALLE MONTE, CAPISTRANO BEACH, CA 92624-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB
Jul 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2012 · Amount on Record
Deed Sale	Sep 14, 2012 · Amount on Record
Prior Sale	Oct 17, 2008 · Amount on Record
Deed Document Number	2012537877
Last Transfer Date	Jul 28, 2020
Transfer Doc	0000371022
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	34481 CALLE MONTE, DANA POINT, CA 92624-1408
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34481 CALLE MONTE, DANA POINT, CA 92624-1408

Mortgage

Document Number	0000029992
Date	Jan 24, 2022
Instrument	2022000029992

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 30, 2020
Property Address	34481 CALLE MONTE, DANA POINT, CA 92624-1408
Document Number	0000371022
Instrument Date	Jul 28, 2020
Instrument	371022
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34481 CALLE MONTE DANA POINT CA 926241408, DANA POINT, CA 92624-1408

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,317,939 (+2%) Land $604,315 Building $713,624
2025	$15,732.00 (+54.84%) Homeowner's exemption	$1,292,098 (+56.83%) Land $592,466 Building $699,632
2023	$10,160.00 (+20.18%) Homeowner's exemption	$823,882 Land $569,460 Building $254,422
2022	$8,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	39 units insured incl. 37 condo units
Nearby Flood Claims	42 (1983–2020)
Claims Outside the SFHA	10 of 42
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims Severe Storms, High Tides & Flooding, Jan 1988 · 7 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ORANGE COUNTY WD - WZ serves 0 people · EPA ID CA3010093
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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