Sarasota County property record for 3448 Waterloo Ter, North Port, FL 34286
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $16,000 (Jun 2023) |
| Tax Bill | $248 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0963-08-0823 |
| Primary APN | 0963-08-0823 |
|---|
| Lot Area | 10,000 sqft (0.229 acres) |
|---|---|
| Lot Width | 1 ft Width |
| Street Address | 3448 WATERLOO TER |
|---|---|
| City | NORTH PORT |
| State | FL |
| Zip | 34286-7246 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | LOT 23 BLK 808 19TH ADD TO PORT CHARLOTTE |
| Legal Range | 21E |
| Legal Township | 39S |
| Legal Section | 14 |
| Legal Subdivision | PORT CHARLOTTE SUB 19 |
| Legal Tract | 1563 |
| Legal Block | 808 |
| Legal Lot Number | 23 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | NORTH PORT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 2741 |
3448 Waterloo Ter, residential vacant land, is owned by an individual who bought it in June 2023.
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3875 GEARY TER, NORTH PORT, FL 34288-8346 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jun 26, 2023 | Warranty Deed, Transfer LYONS TITLE AND TRUST, LYONS TITLE & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on File |
| Deed Sale | Jun 26, 2023 · Amount on File |
| Prior Sale | Nov 4, 2013 · Amount on File |
| Deed Document Number | 2023102098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 3448 WATERLOO TER, NORTH PORT, FL 34286-7246 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3875 GEARY TER, NORTH PORT, FL 34288-8346 |
| Document Number | 0000127714 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 2025127714 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 368 Months |
| Due | Apr 26, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jun 26, 2023 |
| Property Address | 3448 WATERLOO TER, NORTH PORT, FL 34286-7246 |
| Document Number | 0000102098 |
| Map Reference | MB 14 PG 7,7A-7P |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023102098 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LYONS TITLE AND TRUST, LYONS TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 330 SYLVAN CIR, CIRCLEVILLE, OH 43113-1496 |
| Name | Verified Name |
|---|---|
| Address | 3875 GEARY TER, NORTH PORT, FL 34288-8346 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3448 Waterloo Ter was $248.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | North Port City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $248.00 | $17,800 Land $17,800 | $17,800 Land $17,800 |
| 2023 | $565.00 (+22.03%) | $12,200 (-24.69%) Land $12,200 | $12,200 (-24.69%) Land $12,200 |
| 2022 | $463.00 | $16,200 Land $16,200 | $16,200 Land $16,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3448 Waterloo Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 5 (2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3448 Waterloo Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PORT UTILITIES serves 61,163 people · EPA ID FL6580651 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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