3448 Rte 41, Mc Graw, NY 13101 Property Records

Cortland County and Solon Town property record for 3448 Rte 41, Mc Graw, NY 13101

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1.5 ba · 1,000 sqft · built 1974
Lot Size11 acres (482,209 sqft)
OwnerIndividual Name on Record
Tax Bill$2,030 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN114000 101.00-05-01.000

Property Details

APN / Parcel Number

Primary APN114000 101.00-05-01.000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area482,209 sqft (11 acres)
Garage TypeAttached
Garage Area5,784 sqft
Parking Spaces19 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address3448 ROUTE 41
CityMC GRAW
StateNY
Zip13101
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning Code04 - FARM
Legal Block5
Legal Lot Number1.000
JurisdictionCORTLAND NY
Township / Civil DivisionSOLON
Census Block Group3
Census Block3021
Census Tract970100

Owner

Source: Cortland County and Solon Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3448 ROUTE 41, E FREETOWN, NY 13040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateNov 24, 2021
Property Address3448 ROUTE 41, MC GRAW, NY 13101
Document Number0000006405
Instrument DateNov 23, 2021
Instrument2021-06405
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3448 ROUTE 41, EAST FREETOWN, NY 13040

Mortgage

Document Number0000006406
DateNov 24, 2021
Instrument2021-06406
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Solon Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionSolon Town
Unified School DistrictCincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,030.00 (+2.78%)$78,000 (-) Land $23,000 Building $55,000$147,170 (+13.21%) Land $43,396 Building $103,774
2023$1,975.00$78,000 Land $23,000 Building $55,000$130,000 Land $38,333 Building $91,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rte 41

Nearby Streets

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