3448 Red Oak Cir E, Orange Park, FL 32073 Property Records

Clay County property record for 3448 Red Oak Cir E, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1972
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Tax Bill	$1,166 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-26-013560-000-00`

Property Details

APN / Parcel Number

Primary APN	`18-04-26-013560-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
Gross Area	1,991 sqft
1st Floor Area	1,431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	560 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Finished/Open Porch
Porch Area	116 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3448 RED OAK CIR E
City	ORANGE PARK
State	FL
Zip	32073-5939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 9 BLK 1 LAKESIDE ESTATES UNIT 6 AS REC OR 2527 PG 1257
Legal Range	26E
Legal Township	04S
Legal Section	18
Legal Subdivision	LAKESIDE ESTATES UNIT 6
Legal Block	1
Legal Lot Number	9
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30801

Owner

Source: Clay County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3448 RED OAK CIR E, ORANGE PARK, FL 32073-5939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL SERVICES INC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026
Deed Sale	May 21, 2026
Prior Sale	May 11, 2005 · Amount on Record
Deed Document Number	202624888
Deed Book / Page	5047 / 1752
Prior Transfer Date	Jan 28, 2005
Prior Transfer Doc	0024820009
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 21, 2026
Property Address	3448 RED OAK CIR E, ORANGE PARK, FL 32073-5939
Document Number	0000024888
Book / Page	5047 / 1752
Instrument Date	May 13, 2026
Instrument	202624888
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 RED OAK CIR E, ORANGE PARK, FL 32073-5939

Mortgage

Document Number	0000024889,
Date	May 21, 2026
Book Page	5047/1754
Instrument	202624889

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3448 RED OAK CIR E, ORANGE PARK, FL 32073-5939
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	EASTERN CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043040876
Date	May 4, 2020
Book Page	4304/876
Instrument	2020021977

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+5.42%) Homeowner's exemption	$116,623 (+5.99%)	$224,537 (+4.23%) Land $45,000 Building $179,537
2024	$1,106.00 (-20.72%)
2023	$1,395.00 (+12.96%) Homeowner's exemption	$110,036 (+3%)	$215,418 (+19.74%) Land $45,000 Building $170,418
2022	$1,235.00 Homeowner's exemption	$106,832	$179,910 Land $25,000 Building $154,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2000–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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