3448 Ramstad Dr, San Jose, CA 95127 Property Records

Santa Clara County property record for 3448 Ramstad Dr, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 1973
Lot Size	0.23 acres (10,000 sqft)
Owner	Trust Name on File
Last Sale	$1,200,000 (Nov 2018)
Tax Bill	$18,977 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`612-34-034`

Property Details

APN / Parcel Number

Primary APN	`612-34-034`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,304 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	7,000 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3448 RAMSTAD DR
City	SAN JOSE
State	CA
Zip	95127-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	TRACT 2642 HARBOR HEIGHTS BOOK 120 PAGE 5 LOT 4
Legal Subdivision	HARBOR HEIGHTS
Legal Tract	2642
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	504202

Owner

3448 Ramstad Dr is owner-occupied and held in a trust since November 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Nov 15, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Nov 6, 2018	Deed of Trust, Mortgage PRESTON PIPELINES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Deed Document Number	201824064177
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0019123269
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321

Mortgage

Document Number	0025151484
Date	Nov 2, 2021
Instrument	25151484

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024255452
Date	Aug 14, 2019
Instrument	24255452

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024492040
Date	May 29, 2020
Instrument	24492040

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Document Number	0024390823
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3448 RAMSTAD DR SAN JOSE CA 951274321, SAN JOSE, CA 95127-4321

Mortgage

Document Number	0024390823
Date	Jan 28, 2020
Instrument	24390823

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 15, 2018
Property Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Document Number	0024064177
Instrument Date	Nov 9, 2018
Instrument	24064177
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,320.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3448 RAMSTAD DR SAN JOSE CA 951274321, SAN JOSE, CA 95127-4321

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3448 RAMSTAD DR, SAN JOSE, CA 95127-4321
Document Number	0024180775
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 RAMSTAD DR SAN JOSE CA 951274321, SAN JOSE, CA 95127-4321

Mortgage

Document Number	0024180775
Date	May 16, 2019
Instrument	24180775

Lender

Name	PRESTON PIPELINES INC
Address	133 BARTHELO AVE, MILPITAS, CA 95035

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3448 Ramstad Dr was $18,977 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Mount Pleasant Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,365,391 (+2%) Land $1,024,044 Building $341,347
2025	$18,977.00 Homeowner's exemption	$1,338,619 Land $1,003,965 Building $334,654
2023	$18,005.00 (+0.79%) Homeowner's exemption	$1,286,641 Land $964,981 Building $321,660
2022	$17,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3448 Ramstad Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3448 Ramstad Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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