3448 Otter Rd, Trenton, IL 62293 Property Records

Clinton County property record for 3448 Otter Rd, Trenton, IL 62293

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 2014
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Apr 2011)
Tax Bill	$8,033 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-05-15-100-020`

Property Details

APN / Parcel Number

Primary APN	`05-05-15-100-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,657 sqft Finished Area
1st Floor Area	3,314 sqft
Basement Area	1,657 sqft
Unfinished Basement	1,657 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Type	Gable
Lot Area	261,360 sqft (6 acres)
Garage Area	673 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3448 OTTER RD
City	TRENTON
State	IL
Zip	62293-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22
Legal Description	SEC 15 TWP 2N RNG 5W PT W 1/2 NE & PT NW 6.00A
Legal Range	05W
Legal Township	02N
Legal Section	15
Jurisdiction	CLINTON IL
Township / Civil Division	SUGAR CREEK
Census Block Group	1
Census Block	1018
Census Tract	900100

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3448 OTTER RD, TRENTON, IL 62293-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage BUSEY BANK
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2011 · Amount on Record
Deed Sale	Apr 12, 2011 · Amount on Record
Deed Document Number	2011_02273
Last Transfer Date	Feb 6, 2024
Transfer Doc	0000000633
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IL
Recording Date	Feb 20, 2024
Property Address	3448 OTTER RD, TRENTON, IL 62293-3545
Document Number	0000000633
Instrument Date	Feb 6, 2024
Instrument	2024R00633
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 OTTER RD, TRENTON, IL 62293-3545

Mortgage

Document Number	0000000634
Date	Feb 20, 2024
Instrument	2024R00634

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	3448 OTTER RD, TRENTON, IL 62293-3545
Document Number	0000003382
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3448 OTTER RD TRENTON IL 622933545, TRENTON, IL 62293-3545

Mortgage

Document Number	0000003382
Date	Aug 7, 2019
Instrument	3382

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Sugar Creek Township
Unified School District	Wesclin Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,033.00 (+12.55%) Homeowner's exemption	$138,600 (+38.49%) Land $32,610 Building $105,990	$415,800 (+38.49%) Land $97,830 Building $317,970
2024	$7,137.00 (+24.04%)
2022	$5,754.00 (+1.23%)	$100,080 (+5%) Land $27,300 Building $72,780	$300,240 (+5%) Land $81,900 Building $218,340
2021	$5,684.00	$95,310 Land $26,000 Building $69,310	$285,930 Land $78,000 Building $207,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	50 / 5

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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