Cook County property record for 3448 N Opal Ave, Chicago, IL 60634
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,211 sqft · built 1942 |
| Lot Size | 0.087 acres (3,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Jan 2020) |
| Tax Bill | $4,856 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-24-310-025 |
| Primary APN | 12-24-310-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,211 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,780 sqft (0.087 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3448 N OPAL AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60634-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | JOHN J (RUTHERFORDS)(FIFTH) ADD TO (MONT)(CLAIRE) SUB OF S OF IBL EH WH SW SEC 24-40-12 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 24 |
| Legal Subdivision | RUTHERFORDS FIFTH ADD TO MONT CLAIRE |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 170700 |
3448 N Opal Ave is owned and occupied by an individual who bought it in January 2020.
Source: Cook County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Jan 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Aug 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 2, 2020 | Warranty Deed, Transfer · FHA Mortgage PARKSIDE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on File |
| Deed Sale | Jan 2, 2020 · Amount on File |
| Prior Sale | Dec 3, 2012 · Amount on File |
| Deed Document Number | 20208060 |
| Prior Transfer Date | Jan 31, 2008 |
| Prior Transfer Doc | 0000049002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Document Number | 0000000006 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Document Number | 0000000006, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20266 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Jan 1, 2050 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Document Number | 0002010235 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2302010235 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Document Number | 0015218268 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2115218268 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Document Number | 0022330234 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2522330234 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 2, 2020 |
| Property Address | 3448 N OPAL AVE, CHICAGO, IL 60634-3045 |
| Document Number | 2000208060 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 208060 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 N ELK GROVE AVE CHICAGO IL 606222001, CHICAGO, IL 60622-2001 |
| Document Number | 2000208061 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 208061 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 Land $9,450 Building $20,550 | $300,000 Land $94,500 Building $205,500 | |
| 2023 | $4,856.00 (+2.58%) | ||
| 2022 | $4,734.00 | $23,003 Land $7,563 Building $15,440 | $230,030 Land $75,630 Building $154,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3448 N Opal Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3448 N Opal Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures