3448 Lenczyk Dr W, Jacksonville, FL 32277 Property Records

Duval County property record for 3448 Lenczyk Dr W, Jacksonville, FL 32277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1969
Lot Size	0.209 acres (9,086 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2021)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`111880-0000`

Property Details

APN / Parcel Number

Primary APN	`111880-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,086 sqft (0.209 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3448 LENCZYK DR W
City	JACKSONVILLE
State	FL
Zip	32277-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	30-84 03-2S-27E FT CAROLINE CLUB ESTATES UNIT 6 LOT 462
Legal Range	27E
Legal Township	02S
Legal Section	03
Legal Subdivision	FORT CAROLINE CLUB EST 06
Legal Lot Number	462
Legal Unit	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	14901

Owner

3448 Lenczyk Dr W is owned and occupied by an individual who bought it in February 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3448 LENCZYK DR W, JACKSONVILLE, FL 32277-2550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 16, 2021	Warranty Deed, Transfer RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Jan 21, 1997 · Amount on File
Deed Document Number	202141598
Deed Book / Page	19588 / 1921
Prior Transfer Date	Nov 27, 1995
Prior Transfer Doc	0000016951
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3448 LENCZYK DR W, JACKSONVILLE, FL 32277-2550
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 LENCZYK DR W, JACKSONVILLE, FL 32277-2550

Mortgage

Document Number	0206181652
Date	Mar 21, 2023
Book Page	20618/1652
Instrument	2023055160

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Apr 11, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 16, 2021
Property Address	3448 LENCZYK DR W, JACKSONVILLE, FL 32277-2550
Document Number	0195881921
Book / Page	19588 / 1921
Map Reference	MB 30 PG 84,84A&84B
Instrument Date	Feb 10, 2021
Instrument	2021041598
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10823 RUTLEDGE PIKE, 10823, BLAINE, TN 37709-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 LENCZYK DR W, JACKSONVILLE, FL 32277-2550

Tax Assessment & Valuation

The 2025 property tax bill for 3448 Lenczyk Dr W was $3,215 with a homeowner's exemption, up 8.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,544 (+2.7%)	$211,929 (+2.41%) Land $51,520 Building $160,409
2025	$3,215.00 (+8.32%) Homeowner's exemption	$201,114 (+2.9%)	$206,936 (+0.7%) Land $51,520 Building $155,416
2024	$2,968.00 (+2.98%) Homeowner's exemption	$195,447 (+3%)	$205,496 (+0.23%) Land $49,680 Building $155,816
2023	$2,882.00 (+9.42%) Homeowner's exemption	$189,755 (+3%)	$205,022 (+11.29%) Land $47,840 Building $157,182
2022	$2,634.00 Homeowner's exemption	$184,229 Land $40,480 Building $143,749	$184,229 Land $40,480 Building $143,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3448 Lenczyk Dr W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3448 Lenczyk Dr W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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