3448 E Herold Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3448 E Herold Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 2017
Lot Size	0.225 acres (9,835 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2017)
Tax Bill	$7,366 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7823-19-451-023`

Property Details

APN / Parcel Number

Primary APN	`7823-19-451-023`
Alternative APN	`120/02851-090-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	3,716 sqft
1st Floor Area	1,524 sqft
Basement Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,835 sqft (0.225 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	77 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3448 E HEROLD AVE
City	DES MOINES
State	IA
Zip	50320-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LAKE VIEW RIDGE PLAT 1
Legal Subdivision	LAKE VIEW RIDGE PLAT 1
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2017
Census Tract	10806

Owner

3448 E Herold Ave is owned and occupied by an individual who bought it in May 2017.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
May 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIDELITY BANK
Mar 28, 2017	Warranty Deed, Transfer · Construction Mortgage TRUBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	2016-00098537
Deed Book / Page	16499 / 0164
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110

Mortgage

Document Number	0000060564
Date	Oct 9, 2025
Book Page	20296/978
Instrument	2025-00060564

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110

Mortgage

Document Number	0000015591
Date	Apr 4, 2024
Book Page	19759/519
Instrument	2024-00015591

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2039

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073818
Date	Jul 13, 2021
Book Page	18641/85
Instrument	2021-00073818

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	May 30, 2017
Property Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Document Number	0000098536
Book / Page	016499 / 000162
Instrument Date	May 25, 2017
Instrument	98536
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10640 JUSTIN DR URBANDALE IA 503223755, URBANDALE, IA 50322-3755
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 30, 2017
Property Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Document Number	201600098537
Book / Page	16499 / 0164
Instrument Date	May 25, 2017
Instrument	2016-00098537
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3448 E HAROLD AVE, DES MOINES, IA 50320-2110

Mortgage

Document Number	201600098539
Date	May 30, 2017
Book Page	16499/0168
Instrument	2016-00098539

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 28, 2017
Property Address	3448 E HEROLD AVE, DES MOINES, IA 50320-2110
Document Number	201600080136
Book / Page	16420 / 0546
Instrument Date	Mar 27, 2017
Instrument	2016-00080136
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	DECLARATION FIELD

Transaction

Amount	Amount on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10604 NW 75TH PL, GRIMES, IA 50111

Mortgage

Document Number	201600080138
Date	Mar 28, 2017
Book Page	16420/0550
Instrument	2016-00080138

Lender

Name	TRUBANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 24, 2018

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,800 Land $92,700 Building $272,100	$364,800 Land $92,700 Building $272,100
2024	$7,366.00
2023		$350,500 Land $88,600 Building $261,900	$350,500 Land $88,600 Building $261,900
2020	$1,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3448 E Herold Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3448 E Herold Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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