3448 Croaker Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3448 Croaker Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2009
Square Footage1,984 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2019)
Tax Bill$4,701.00 (2025)

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0138-0500
Alternative APNs
  • 00937552
  • 937552

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,984 sqft Living Area
1st Floor1,408 sqft 1st Floor
Upper Floors608 sqft Upper Floors
Stories3 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces3 Parking Spaces
Garage Area832 sqft Garage

Exterior Amenities

Patio Area208 sqft Patio
Porch1 Porch
Porch Area952 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00937552
Street Address3448 CROAKER DR
CityHERNANDO BEACH
StateFL
Zip34607-3638
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 138 LOT 50
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block138
Legal Lot Number50
Legal Unit13
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0138-0500

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3448 CROAKER DR, HERNANDO BEACH, FL 34607-3638
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 04, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2019 · Amount on Record
Deed SaleSep 04, 2019 · Amount on Record
Prior SaleNov 23, 2016 · Amount on Record
Deed Doc Number2019055088
Deed Book / Page3746 / 1172
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3448 CROAKER DR, HERNANDO BEACH, FL 34607-3638
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041111438
DateJan 10, 2022
Book Page4111/1438
Instrument2022002646
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 04, 2019
Property Address3448 CROAKER DR, HERNANDO BEACH, FL 34607-3638
Document Number0037461172
Book / Page003746 / 001172
Instrument DateAug 29, 2019
Instrument55088
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyTROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3448 CROAKER DR HERNANDO BEACH FL 346073638, HERNANDO BEACH, FL 34607-3638

Mortgage

Document Number37461174
DateSep 04, 2019
Book Page003746/001174
Instrument55089
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 03, 2049

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,701.00 (+397.99%) Additional exemption filed$368,751 (+6.59%)$457,960 (-0.62%) Land $70,500 Building $387,460
2023$944.00 (-81.41%) Additional exemption filed$345,955 (+3%) Land $345,955
2022$5,077.00 Homeowner's exemption$335,879$460,833 Land $73,125 Building $387,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire LikelihoodAbout 1 in 276 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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